Banapreta-Préstamos Personales 1.0.9

Advantages:

• Efficiency and Convenience: Direct deposit into your bank account ensures immediate access to funds, making the process both efficient and convenient.

Loan Features:

• Review Anytime: Accessible 24/7 online, expediting the approval process.
• Flexible Repayment: Various payment options tailored to your individual financial circumstances.

Credit Maintenance:

• Benefits for maintaining a good credit history can lead to increased loan amounts on future applications.
• Timely repayment may result in a higher loan amount for subsequent requests.

Process Overview:

• Completely online and fully automated, eliminating the need for queuing and requiring no guarantees.

Data Protection:

• 100% data protection ensuring complete security of your information.

Product Introduction:

• Loan Amounts: $50 to $5,000
• Loan Term: 91 to 180 days
• APR: Up to 18.25% annually (0.05% per day)
• Service Fee: 10% to 25%
• VAT: 12%
• CAT: 151.1% - 450.6%

Loan Application Example:

If you apply for a loan of $3,000 with a term of 120 days and an annual interest rate of 18%, the total repayment amount is calculated as follows: [loan amount * interest rate / 365 * number of loan days + loan amount] (3000 * 18% / 365 * 120 + 3000) = $3,178.

Terms of Use:

• You must be a legal resident of Ecuador and possess valid, current identification documents.
• You must be at least 18 years old.
• You should have an active bank card.

Privacy and Security:

Your rights and privacy are of utmost importance to us; all information collected will only be used for identification and risk assessment. Unless we obtain your express consent, we solemnly promise never to disclose your personal information without authorization or sell your data to third parties. If you have any questions or concerns regarding our privacy policy, please do not hesitate to contact us via email for a detailed response. You may email us at: [email protected]. For more information on specific terms of our privacy policy, click here: Privacy Policy.

Contact Us:

• Email: [email protected]
• Office Hours: Weekdays from 8:00 AM to 6:00 PM
• Address: Guangopolo, Pasaje Gilimbe y Comumpamba s/n, Vía Intervalles Km5, Quito 170181, Ecuador, Pichincha.