МигКредит - Займы на карту 1.3.1

MigKredit is not just a microfinance organization that provides online loans around the clock, without hidden interest rates or fees, ensuring privacy and security.

MigKredit:

• 2022 - Nominee for the Banki.ru Award "Bank of the Year"
• 2021 - Winner of the national award for the development of digital technologies
• 2020 - Leading market player in terms of the size of the loan portfolio among MFIs
• 2019 - Leader in the volume of consumer microloans (Installment Loan)

To get a loan online to your card, simply fill out a straightforward application, which will be promptly reviewed and decided upon. Fast loans are our main focus; we have significantly simplified the process for your convenience.

Install the app and get your first loan up to 14,000 ₽ for free! 0% interest rate!

We stand out for our loyal approach to clients, trusting both current and potential borrowers. To obtain an urgent loan, there is no need to prepare a package of documents or spend time waiting for an application decision; there is only a minimal set of requirements to meet.

You can get a quick loan for any purpose. Choose the loan amount and term that MigKredit offers:

• "Before Salary" – loan range from 3,000 to 15,000 rubles, repayable in a single payment
• "Comfortable" – web loan amount from 15,000 to 100,000 rubles for new clients, available repayment period from 2 months to a year

You can apply for a loan around the clock, anytime and anywhere, from home or office, even while traveling. Favorable conditions for online credit with no hidden payments, additional fees, or imposed paid services. The interest rate for all loans ranges from 0% to 1% with daily accrual. Microloans are an ideal way to improve credit history and increase borrower ratings, especially beneficial for those planning future mortgages or significant credit purchases.

To avoid disputed situations, it is highly recommended to carefully review the privacy policy and app usage rules. Do not just rely on what is said or written during the credit selection process - read and understand everything yourself! This way, you can be confident in your actions and plans.

Loan conditions:

• Minimum repayment period: 61 days
• Maximum repayment period: 364 days
• Minimum annual interest rate: 0%
• Maximum annual interest rate: 35.99%

The loan cost calculation is based on the formula:

Total Amount Due = Loan Amount + Overpayment Amount,

where Overpayment Amount = Loan Amount * Loan Period * (Interest Rate / 100).

No additional fees are charged.

Example calculation of the total cost of a loan amounting to 15,000 rubles over a term of 70 days:

Daily interest rate for using the loan over each of the 70 days – 0.099% per day.

Total Cost of Credit (TCC) – 35.99% per annum.

Total interest accrued over 70 days of using the loan – 615 rubles.

Total amount due – 15,615 rubles.

In case of missing a payment within any due date specified in the payment schedule, a penalty of 0.1% per day will be charged on the outstanding principal amount.

If the final payment is delayed by 10 days:

• Interest amount due – 615 rubles
• Penalty amount – 38.32 rubles
• Total amount due: 15,000 + 615 + 38.32 = 15,653.32 rubles

LLC MFK "MigKredit"
Address: 5/3 Sushchevsky Val St., Moscow, 127018
TIN: 1107746671207
Central Bank License: 2110177000037
Official website: www.migcredit.ru