VayDễ-Thanh Toán Nhanh 1.3.8

VayDễ is an advanced internet lending product designed to provide users with quick and convenient access to financial services. Through a simplified application process and an intelligent approval system, VayDễ aims to meet users' financial needs efficiently. Whether for personal expenses, urgent costs, or business financing, VayDễ offers flexible loan solutions to assist users in resolving their financial challenges.

1. Eligibility Criteria for Quick Loan Registration:

• Must possess a Vietnamese ID card and be over 18 years of age.
• Must have stable employment and a reliable source of income.
• Must have an active mobile phone number and a valid ID card along with a functioning payment account.

2. How to Apply for a Loan:

1. Download the Vay Nhanh mobile application.
2. Fill in basic information to verify loan eligibility.
3. Submit the application and complete the electronically signed agreement.
4. Once the loan is confirmed by the user, the funds will be directly transferred to the user's personal account.

3. Advantages of Our Service:

• Quick Application: Users can submit their loan applications online, saving time and effort.
• Rapid Approval: Automated approval systems provide quick feedback on applications.
• Flexible Loan Amounts: Various options for loan amounts and durations are available to meet diverse financial needs.
• Convenient Repayment Methods: A range of repayment options is provided to facilitate timely repayments.
• Transparent Fees: Clearly defined fee structures avoid hidden charges, allowing users to borrow funds with peace of mind.
• Privacy Protection: Advanced security technology safeguards users' personal information and financial data.

VayDễ prioritizes the security and privacy of our users' personal information, ensuring that it will not be disclosed to third parties without user consent.

4. Interest Rates and Annual Fees:

• Loan Duration: Minimum 91 days, Maximum 360 days.
• Loan Amount: Minimum 900,000 VND, Maximum 40,000,000 VND.
• Low-interest rate: The maximum annual interest rate is 18% (approximately 0.05% per day), with no additional fees.

5. Loan Calculation Example:

• For a loan of 5,000,000 VND with a term of 120 days at an annual interest rate of 18%:
• • Daily interest rate: 18%/365 = 0.05%
  • Daily interest payment: 5,000,000 * 0.05% = 2,500 VND
  • Monthly interest payment: 5,000,000 * 0.05% * 30 = 75,000 VND
  • Total monthly payment: (5,000,000 * 0.05% * 30) + (5,000,000 / 120 * 30) = 1,325,000 VND
  • Total interest: 5,000,000 * 0.05% * 120 = 300,000 VND
  • Total repayment amount: 5,000,000 + 300,000 = 5,300,000 VND

Please note that after the loan application is approved, users will receive the loan amount of 5,000,000 VND without incurring any additional fees; only principal and interest will be paid back.

6. Contact Information:

• Email: [email protected]
• Business Hours: Monday to Saturday from 8:00 AM to 6:30 PM
• Address: 280 Thạch Bàn Street, Thạch Bàn, Long Biên District, Hanoi, Vietnam