Crédit Maritime 7.6.1

Mobile Application Review: Crédit Maritime for Individual Clients

The Crédit Maritime mobile application aligns well with the needs of its users, providing easy access to essential banking services directly from your device.

This application facilitates budget management, offering a range of features designed to streamline your financial activities:

• Monitor expenses effortlessly through geolocation and simplified transaction descriptions.
• Utilize a powerful search engine to retrieve transactions spanning over 26 months.
• View all your accounts, including those from other banks, on a single screen with the new account aggregation service.
• Enhance budget management with features such as categorizing transactions, identifying top spending categories, and tracking cash flows to better understand account movements and costly budget items.

The app is designed for rapid use:

• Securely log in quickly using Touch ID or Face ID.
• Check your current account balance at a glance without needing to log in.
• Monitor your financial status in real time: accounts, savings products, and more.
• Execute real-time transfers and access your transaction history effortlessly.
• View electronic documents conveniently.
• If you lose your card code, retrieve it instantly.

The application also emphasizes practicality:

• Complete transactions such as transfers and beneficiary additions in just a few clicks. Adjust your card limits, activate or deactivate payments abroad remotely.
• Use Paylib with friends to avoid entering IBANs; simply the recipient's phone number suffices.

Security is paramount:

• For online purchases or transfers, authentication via Sécur’Pass provides an enhanced protection level for conducting operations remotely with confidence.
• If your card is lost or stolen, you can block it at any time, 24/7.
• Misperceived your card’s location? Lock it temporarily until found.

User-friendliness is also a key feature:

• Stay connected with your bank through the app, allowing you to email or call your advisor directly.

To enable these features, the application requires access to:

• Notifications for real-time updates.
• Your photos for document scanning and sharing with your advisor.
• Your location to find nearby ATMs.
• Your phone and calls to facilitate communication with your advisor and ensure app functionality.
• Your contacts for upcoming innovative payment solutions.

Please note that an internet banking subscription is required to utilize these services. To experience instant functionalities, activation of Sécur’Pass is necessary. Additionally, subscribing to the “e-Documents” service is required for document viewing capabilities.