360借条-手机借钱小额借款分期贷款软件 1.10.14

360借条: A Professional Review

360借条 is a credit technology service brand under Qifu Technology. Formerly known as 360 Digits, the brand was renamed Qifu Technology in February 2023. Qifu Technology strives to create wealth for society through advanced technology. As a leading artificial intelligence-driven credit technology service platform in China, Qifu Technology is committed to enhancing the efficiency and quality of financial institutions through intelligent services, AI research and application, and security technology. They aim to promote inclusive finance and provide safe and convenient financial technology services to a wider range of individuals, contributing to the realization of shared prosperity.

Product Features:
1. High Loan Amounts:
After approval, users can borrow up to 200,000 yuan.

2. Transparent Loan Repayment Fees:
During the new user promotional period, borrowing 10,000 yuan in 12 installments has a daily interest rate starting from 0.6 yuan, with an annualized interest rate (simple interest) starting from 3.6% (non-promotional rates are subject to actual approval by the platform).

3. Flexible Repayment Options:
Users can choose from different repayment periods based on their needs (available for 3 months, 6 months, 12 months, and 24 months for eligible users).

4. Convenient Mobile Loans:
The entire loan process can be completed online without collateral. Applicants only need their ID card and bank card information. The innovation of "face recognition" by 360借条 allows users to apply without home visits or paper documents.

5. Secure Borrowing:
As a product under Qifu Technology, it utilizes advanced network security technology to safeguard user loans.

6. New User Interest-Free Gift Package Rules:
Activity Start Date: January 1, 2022
Activity End Date: December 31, 2023
Eligible Participants: Only applicable to new users of 360借条
Offer Details: Enjoy a maximum of 65 yuan interest-free, with the last installment of a 12-month loan being interest-free.
Note: For specific coupon usage rules, please refer to the activity page on the app.

7. New User Loan Enjoyment Rules for Limited Time Annual Interest Rate (simple interest) starting from 3.6%:
(1) Registered users who log into the 360借条 app during the promotional period, obtain a credit limit for the first time and have good qualifications, have the chance to enjoy an annual interest rate (simple interest) of 3.6%.
(2) Users who enjoy the 3.6% annual interest rate (simple interest) offer must initiate a loan within 14 days and cannot combine it with other loan promotions. Users who do not initiate a loan within the credit limit approval of 14 days will automatically forfeit the promotional interest rate offer and have their loan rate reverted to the non-promotional annual interest rate (simple interest) range of 7.2% to 24%, subject to platform approval.
(3) Users who do not qualify for the 3.6% annual interest rate (simple interest) promotional offer will have an annual interest rate (simple interest) range of 7.2% to 24%, subject to platform approval. They can enjoy up to 30 days of interest-free period as new customers and also have the opportunity to benefit from other welfare activities such as a 7-day revolving fund and price reductions. For details, please refer to the other activity rules page.
(4) This rule applies to the App Store's 360借条 product.
Note: Users who obtain promotional interest rates through unlawful means will have their eligibility withdrawn. For more details about the activity, please contact customer service at 400-603-0360.

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Fear no goals, as 360借条 has your back!

Note:
1. Loan amounts, interest rates, and loan processing time are subject to actual approval.
2. The promotional activities only exempt a portion of the interest. For detailed interest-free terms, please refer to the activity rules within the app.
3. There are risks associated with borrowing. Please borrow cautiously according to your personal ability and practice rational consumption to avoid late payments.
4. Investment carries risks.