개인사업자 대출 (정부지원대출) 신청 알리미 6.0

This platform has been developed to support the stable management and operation of individual business enterprises. Here, users can access comprehensive information about various loan products available to sole proprietors.

◈ Government-supported Business Loans
- Easily compare different government-supported business loan options at a glance. Use the "Individual Business Loan (Government Support Loan) Application Notification" app to find out more quickly and conveniently.

◈ Interested in Detailed Information on Personal Business Loans?
-We provide thorough guidance from A to Z on personal business loans. Explore government-supported loan products alongside primary financial institution offerings for a comprehensive overview.

◈ Comparing Types of Personal Business Loans
- Unsure which loan product is suitable for your needs? Quickly check eligibility, credit limits, interest rates, and repayment periods to make an informed decision.

◈ Types and Distinctions Among Business Entities
- Are you a new entrepreneur or an established business owner? Easily verify the classification of your business entity and understand the key differences.

◈ Credit, Collateral, and Guarantee Loans
- Confused about terms like credit loans, collateral loans, or guarantee loans? Our clear explanations help you understand these concepts without complicated searches.

◈ Loans for Small Business Owners
- Are small business owners eligible for loans? Check details on preferential interest rates and funding options for operational expenses.

• Interest rate: up to 20% annually
• Late payment interest: within 3% points above the loan interest rate (up to 20% annually)
• No handling fees or other miscellaneous charges
• Repayment period: from a minimum of 12 months to a maximum of 60 months
• Repayment methods: equal principal and interest installments, equal principal installments, or lump-sum repayment at maturity
• No prepayment penalty or early repayment conditions
• We do not accept brokerage fees or any other charges related to loan facilitation; all fees are illegal if requested.
• Note that applying for a loan may impact your credit score or personal credit rating; excessive debt can be detrimental.
• All loans advertised on this site have a repayment period of at least 60 days, with a maximum annual interest rate of 20.0%.
• Example of total loan cost: borrowing 1,000,000 KRW for 12 months at an interest rate of 20.0%, the total repayment amount would be approximately 1,116,614 KRW (subject to specific product terms).

Please note that our application is not affiliated with any government agencies and serves solely as an informational resource. We do not assume any responsibility for the accuracy or completeness of the provided information. Source references for content included below:

• Source 1: https://www.kinfa.or.kr/index.do
• Source 2: https://ols.semas.or.kr/ols/man/SMAN020M/page.do