房贷计算器-还款提醒,贷款(LPR)计算 3.3.0

The new 3.0 series has been significantly upgraded, streamlining operations and focusing on creating new products. The entire internal framework has been reconstructed to support ongoing feature expansions. It is important to note that the new 3.0 series no longer supports the life module and has changed the main focus of the product from mortgage calculations to mortgage repayment reminders, emphasizing the expansion of repayment reminder services. The goal is to gain recognition from the App Store and be listed in the official featured recommendations by striving continuously.

• Are you still struggling with how overdue mortgage payments affect your personal credit score?
• Are you uncertain about which type of mortgage to choose when buying a house?
• Do you regret being misled by intermediaries?

Mortgage Calculator - Repayment Reminders, Loan (LPR) Calculation is not just a professional LPR rate housing calculator; it is easy to use, provides timely reminders to avoid credit score impacts from late payments, offers precise calculation results, and can facilitate various loan calculations. It is a professional repayment and loan assistant tailored for all homebuyers!

• Repayment Reminders: Clear countdown information for repayment dates and timely push notifications to prevent delays.
• Convenience: Ready to use upon opening, customizable LPR rates, and one-click calculation!
• Multipurpose: Commercial loans, provident fund loans, combination loans—easy handling! Switch between equal principal and equal installment repayment modes at will.
• Clear Arrangement: Neat repayment schedule arrangements!
• Money-Saving: No data consumption, accurate loan information!

Newest rate methods:

1. Standard rates
2. LPR

Common loan types:

1. Commercial loans
2. Housing provident fund loans
3. Combined loans (commercial + housing provident fund loans)

Common repayment methods:

1. Equal installments - Fixed monthly repayment amount (principal + interest) throughout the loan term;
2. Equal principal - Divide the total loan amount evenly over the loan period, pay a fixed principal every month along with interest based on the remaining loan amount, as it decreases over time, resulting in decreasing monthly repayments (principal + interest).

All algorithms are personally developed based on calculation formulas. If you notice any deviations between the calculated results and actual numbers, please contact me so we can improve together.

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