三井住友銀行のカードローン-SMBCのカードローン・ローン 1.0.1

The refreshed SMBC Card Loan application from Mitsui Sumitomo Banking Corporation aims to enhance user convenience and usability. The application has been designed with a focus on intuitive navigation for all users, whether they hold an account with the bank or not.

Key Features:

• Login via biometric authentication allows for a seamless experience.
• The home screen provides a comprehensive view of outstanding balances, borrowing limits, repayment dates, and amounts due.
• Users can access their transaction history specific to their card loan accounts.

This dedicated app facilitates 24/7 applications for new card loans. Customers already utilizing card loans can also view balances and repayment deadlines at any time, as well as request changes to their credit limits or submit income verification documents.

Service Overview:

• Card Loan Application: New applications can be submitted round-the-clock.
• Contract and Transaction Overview: Users can check loan balances, contract details, repayment deadlines, and transaction statements.
• Document Submission: The app simplifies the process of submitting identity verification documents (such as driver’s licenses) necessary for loan applications. Current users can also submit updated income documentation.
• Repayment Simulation: Users can simulate monthly repayment amounts, repayment periods, and repayment plans based on actual borrowing amounts.
• Branch Locator: Easily find nearby Mitsui Sumitomo Bank branches or ATMs that facilitate borrowing.
• Loan Disbursement via Transfer: Existing card loan customers can make withdrawals via transfers to their own accounts (including accounts at other banks). Please note that additional procedures may be required for this service; contact Card Loan Plaza for details.
• Credit Limit Adjustments: Limits can be modified between 100,000 and 8 million yen, subject to approval processes that may affect eligibility based on individual assessments.

For inquiries: Mitsui Sumitomo Bank Card Loan Plaza - Toll-Free Dial 0120-923-923

Supported OS: Android 9.0 or later

Important Notes:

• The application process requires assessment by the bank and designated guarantors. Depending on the results, loans may not be granted.
• Notification of assessment results occurs between 9 AM and 8 PM; inquiries made during certain times may receive responses the following business day.
• Certain conditions apply to loans; for more details, please refer to the product documentation available on the website.

The SMBC Card Loan application is suitable for individuals looking for a reliable method to apply for loans, manage borrowing details, or simulate repayment scenarios conveniently from their mobile devices. With its user-friendly design and extensive functionalities, it serves as a solid tool for both existing and prospective customers of Mitsui Sumitomo Banking Corporation.