Monefy Préstamo-Crédito Fácil

The lending service offers a tailored approach, emphasizing ease, speed, and security. It presents an opportunity to access funds transparently and safely for various needs.

Regarding the loans:

• Loan Amount: Ranges from CLP $60,000 to CLP $1.2 million.
• Terms: Available from 91 to 120 days.
• Interest Rate: Stands at 0.06% per day, with an annual maximum rate of 24% and an equivalent monthly interest rate of 1.8%.
• Value Added Tax (VAT): A 19% VAT applies on the commission in accordance with Chilean policy and law.
• APR: Up to 85.69% (TEA).

Example Calculation:

For a loan amount of CLP $100,000 over a period of 91 days with an annual interest rate of 25.55%, the monthly payment would be CLP $40,881 (EMI), resulting in a total repayment amount of CLP $122,643.

• Interest: Calculated as CLP $100,000 * 24% / 365 * 91 = CLP $5,983.
• Platform Fee: CLP $300,000; Discounts: CLP $286,000; Platform Fee = CLP $300,000 - CLP $286,000 = CLP $14,000.
• VAT: 19% * Platform Fee = 19% * CLP $14,000 = CLP $2,660.
• The total amount due = loan amount + interest + commission + VAT = CLP $100,000 + CLP $5,983 + CLP $14,000 + CLP $2,660 = CLP $122,643.
• EMI: CLP $40,881.
• APR: This results in an Effective Annual Rate (TEA) of 85.69%.

Requirements for applying for a quick loan:

• ✅ Must be between 18 and 60 years old.
• ✅ Possess a valid national ID.
• ✅ Have an active bank account.

Privacy Protection:

Monefy Préstamo ensures that your data is securely stored on our servers and will not be shared without your consent. We also provide a comprehensive Privacy Statement for your reference.

If you have any comments, questions, or concerns, please feel free to contact us during our business hours: Monday to Friday from 9 AM to 6 PM. Email: [email protected] Company Address: Altos del Valle - Las Aguadas 1354, 1610049 Vallenar, Atacama, Chile.

This service offers a straightforward option for personal loans that cater to a variety of financial needs.