Kviku - микрокредиты на карту 1.7.7

More than 2 million clients from Kazakhstan, Russia, Europe, and Asia have utilized this service.

Funds can be received directly to your bank card by installing the application, entering personal details, and providing your card number for the transfer. The process of securing a microloan takes no more than 3 minutes and is conducted entirely online. This service offers cash microloans to your card without the hassle of queues or paper contracts. Applying for a mobile microloan is straightforward; you only need an identification document, a mobile phone, an email address, and a personalized bank card.

By downloading the Kviku app for online microloans, users can access a variety of features:

• Obtain instant online microloans from anywhere in Kazakhstan at any time;
• Make microloan payments online through the application;
• Monitor repayment timelines and operations;
• Participate in free Kviku promotions and receive gifts;
• Keep all terms, contracts, and agreements related to your microloan readily available.

Eligibility for an online microloan includes:

• Must be a citizen of Kazakhstan aged 18 or older;
• No income statement or collateral required;
• You may work informally or be self-employed; employment history is not a concern.

The minimum repayment term for a microloan is 61 days, while the maximum term can extend up to 365 days. The total cost of the microloan can range from 0.01% to 56% annually, depending on individual client scoring and the type of loan. The minimum age for obtaining a microloan is 18 years.

The minimum loan amount is 10,000 tenge, and the maximum amount is 500,000 tenge. When calculating interest on the microloan, the number of days in a year is considered as 365, and an annuity formula is used for loan repayment schedules.

An example of a microloan calculation: borrowing 100,000 tenge for 90 days with a regular payment every 15 days at an annual interest rate of 54.360%, would result in a regular annuity payment of approximately 17,750.3 tenge. The total repayment amount would be 106,501 tenge.

LLP "MFO 'MFO№1'" is one of the largest online microcrediting companies in Kazakhstan, with license number 02.21.0093.M dated September 27, 2021. Additional information about LLP "MFO 'MFO№1'" can be found on their official website kviku.kz. Online microcredits through the Kviku app provide an expedient solution for urgent financial needs at any time of day or night.