Cartões e Empréstimos Simples 2.0.1

Are you in need of a credit card but facing challenges due to a negative credit history? Cartões e Empréstimos Simples may have the solutions you seek.

Through our platform, users can discover credit cards tailored to their everyday needs, regardless of their credit background. The application features a quiz designed to help filter and identify the best card options suited to individual profiles.

The app streamlines the process of selecting the appropriate card, ensuring a quick and straightforward experience.

CUSTOMIZED CREDIT AND PAYMENT TERMS
We aim to foster long-term relationships with our clients by providing personalized credit analysis. For your initial contract, you can simulate amounts ranging from R$500.00 to R$8,000.00, with payment terms spanning 6 to 18 months. Interest rates vary from 7.9% per month (149% annually) to 15.90% per month (487.49% annually). The applicable interest rate will be disclosed prior to the contract and will remain fixed throughout its duration.

The total cost of the loan encompasses:

• Net operation value
• IOF tax of 3.14%
• Registration fee (TC) of 10.5%

The IOF is calculated based on the net operation value, while the TC applies to the net amount including the IOF. For example, a loan of R$2,100.00 incurs an IOF of R$65.96 and a TC of R$227.37, leading to a total financed amount of R$2,393.33. With an interest rate of 12.9% per month (328.87% annually) over 18 installments, each payment would be R$349.53, totaling R$4,194.36 by the end of the term.

BE AWARE OF FRAUD AND SCAMS
Navigate our app safely; we never ask for advance deposits or guarantees for credit analysis and do not condition fund release on such measures. Furthermore, we do not request personal information through social media.

Discovering credit options can be hassle-free; simply download the app, utilize our credit and loan simulator, and begin your journey towards financial empowerment now.

Note: We do not provide investment recommendations and are not affiliated with governmental or banking entities. Our service offers suggestions suited to various profiles.