웰컴디지털뱅크(웰컴저축은행) 3.5.8

Welcome Bank is the leading digital bank for savings!
Ranked No. 1 in accumulated app downloads in the savings bank sector
Ranked No. 1 in accumulated app users in the savings bank sector
※ Based on App Annie (as of December 31, 2023)

■ 'Well Bank Walking Savings' where interest (up to 10% per annum) accumulates just by walking
· We offer preferential interest rates based on achieving step goals within the subscription period

■ WELCOME! Get a preferential interest rate (up to 7% per annum) on your first transaction!
· Special rates offered for 30 days to customers opening their first account

■ If you are wondering how to manage your assets and liabilities, try using Welcome My Data
· National Interest Reduction Project estimated savings total KRW 83,349,800,000 (as of March 14, 2024)
We consolidate and manage all debts and inform you if debt consolidation loans are possible. Participate in the interest reduction project.
· Unsure about how well your credit is managed? Use Credit Weather to help manage your credit. Check your credit weather.

■ Easily open an account
· Can I open an account even in the early hours? You can open an account face-to-face 24/7 anytime, anywhere.
· Don't have a public certification? You can authenticate with a pattern or fingerprint and a six-digit authentication number only.
· Exclusive accounts for PayZok, employees, and business owners are available. Receive special benefits after opening an account tailored to you.

■ Don't miss out on prize benefits exclusive to Welcome Bank at 'Well Bank Lounge'
· Well Bank Walking: Offering daily benefits of up to KRW 100, and monthly benefits of up to KRW 3,000 for loan customers
Daily benefits of KRW 40 and monthly benefits of KRW 1,240 for non-loan customers based on steps
· Well Bank Lotto: Win a prize by guessing six numbers from 0 to 9
· Well Bank Odds and Evens: Guess odd or even this week for weekly prizes

■ Experience convenient financial services in daily life
· At Well Bank, hold down the account card you want to withdraw from and drag to the account card you want to deposit into for seamless transfers!
· Check total assets, detailed status, savings targets all on one page
· Curious about your car's value? Check your car's value with just the license plate number
· Use convenient payment service 'Auto Payment' to automatically pay utility bills and fees to institutions
· Curious about your credit score? We offer 'free credit management' without affecting your credit score.

■ Electronic financial fraud prevention services
· Welcome Savings Bank operates 'PC Designation Services', '2-Channel Authentication Services', and 'One-Time Authentication Number' services in accordance with the Financial Supervisory Service's "Electronic Financial Fraud Prevention Services" guidelines.

■ Product Information
[Well Bank Walking Savings]
- Target Customers: Individual Customers
- Contract Period: 12 months
- Deposit Amount: Monthly amount between KRW 10,000 and KRW 200,000 inclusive
- Interest Payment: Lump sum at maturity
- Base Interest Rate: 1.0% per annum + Maximum Preferential Interest Rate of 9.0% per annum
- Preferential Rate Conditions:
1. Differential payment of preferential interest rates based on annual step count achievement (8.0%)
* Application of preferential interest rates based on step count thresholds
Above one million steps: Additional 1.0% per annum / Above two million steps: Additional 2.0% per annum / Above three million steps: Additional 3.0% per annum / Above four million steps: Additional 8.0% per annum
$nbsp;2. Monthly automatic transfers through bank deposit/withdrawal account maintained at the bank more than six times (1.0%)

[WELCOME Initial Transaction Preferential Regular Savings]
- Target Customers: Individual Customers
- Contract Period: 12 months
- Deposit Amount: Monthly amount between KRW10,000 and KRW20,000 inclusivech customers after understanding the explanation.

• Investors are protected up to “KRW50 million” per person (aggregate with other protection products of our Savings Bank). Before signing a contract, please check the product information and terms and conditions. You have the right to receive sufficient prior explanations about the products.
• $nbsp;
• * Rates are subject to change. Please refer to the website or app for accurate information.

Contact Center Operating Hours

• Loans: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposits/Withdrawals: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Businesses:
• Sole Traders: 1661-9300 (Weekdays 09:00 ~ 18:00)
• *

Welcome Bank App Permissions and Objectives Information

• Mandatory Access Permissions:
  • Storage Space: Store common authentication certificates, check for OS manipulation, submit documents, use image/photo storage and retrieval
  • · Phone: Self-certification, device authentication, counseling calls
  • · App Activity: To prevent e-finance transaction accidents, obtain broad package visibility permissions to collect app information and detect malicious apps