Байбол Онлайн 1.9.12.0

The "BaiBol Online" mobile application offers a practical solution for migrants from Uzbekistan, Kyrgyzstan, and Tajikistan seeking loans. It aims to simplify the process of finding favorable borrowing options, obtaining necessary consultations, and completing applications.

The user-friendly interface allows users to navigate the loan process efficiently, promising a straightforward and secure experience. The app facilitates timely monthly payments and provides easy access to essential loan information at any time, such as contract details and payment schedules. If in-person assistance is preferred, users can easily locate the nearest "BaiBol" office.

"BaiBol" has been providing quick loans for over seven years and is currently operational in 15 cities across Russia. For further inquiries, customer support is readily available via phone at 📞 8 (800) 550-57-57 (free calls within Russia).

Below is an example of the total loan cost calculation:

For a loan amount of 33,000 rubles over a duration of 4 months (120 days), the daily interest rate is 0.26%, equating to an annual percentage rate (APR) of 95%. Consequently, the total cost of the loan amounts to 20.7%.

The accrued interest over 120 days totals 6,856 rubles.

The total amount to be repaid: 39,856 rubles.

The formula used for this calculation is as follows:

Total amount to be repaid = Principal Amount (Loan Sum) + Accrued Interest, where:

Accrued Interest = (Outstanding Principal Balance * Annual Rate (%) / 365) * Interest Accrual Period (in days).

Interest on the loan is calculated daily on the non-defaulted portion of the principal balance.

Company details:

• ООО МКК «Байбол»
• OGRN: 1167847251000
• INN: 7810444350
• Registration number in the MFO registry of the Central Bank of Russia: 1603140007889
• Legal address: 194100, St. Petersburg, Litovskaya St., Building 4, Lit. A, Office 301

The total loan cost ranges from 95% to 292%, with daily interest rates varying from 0.264% to 0.8% (annualized from 95% to 292%). Loan durations range from 61 days to 12 months, with individual loans available from 15,000 to 100,000 rubles without collateral. Group loans are issued under mutual guarantees among group members consisting of two to three individuals, with each member eligible for amounts between 15,000 and 100,000 rubles. Additionally, secured loans against vehicles can range from 50,000 to 500,000 rubles with terms up to 24 months.