Now Bank: Crédito y Ahorro 6.3.1

Experience the benefits of Now Bank.

Now you can obtain your Now Credit Card with no annual fees or hidden costs, offering access to interest-free months at thousands of merchants and exclusive Mastercard benefits, regardless of your credit history.

• Credit line of up to $100,000 MXN
• Up to 48 days to pay without interest
• Welcome wallet bonus

If you prefer a fully digital account, consider opening a Now Debit Account, backed by the IPAB (up to 400,000 UDIs or approximately $3,300,000 MXN). You will receive your Digital Card instantly for online purchases and your Physical Card with no shipping costs.

With Now Bank, you have access to:

• Now Rewarding Account with an annual yield of 8.5%, no maximum amounts, and daily earnings paid on business days, available 24/7 starting from $50 MXN
• Your funds protected by the IPAB, a guarantee not often provided by fintech companies
• Immediate SPEI transfers
• Online purchases with your Digital Card and in-store transactions with your Physical Card
• Payment for over 25 services, including CFE, Telmex, and TotalPlay
• Withdrawals at OXXO, Soriana, Walmart, and over 100,000 locations in Mexico
• Payment of INVEX Credit Cards
• Total control of your Now Cards through the app

No paperwork or waiting in line. Download Now Bank and join the neobank of the present. Register in just three minutes with your INE.

Frequently Asked Questions

Is Now a bank?
Now is an INVEX neobank that combines the security of a bank with the flexibility of a fintech, entirely digital and backed by the IPAB.

How do I open my Now Account?
You only need your INE, email, mobile phone, and an internet connection. In minutes, you will have your Digital Card ready for online purchases.

Are there deposit limits?
Our Now Debit Account allows up to $20,000 MXN per month (3,000 UDIs). Need more? Upgrade with your INE and proof of address for unlimited deposits.

How do I make transfers or deposits?
You can transfer for free via SPEI or deposit at OXXO using your Now Debit Card number.

What is the Annual Interest Rate on the Now Account?
The annual interest rate is 8.5% on your Now Account balance.

What is the minimum and maximum balance required to earn interest?
A minimum balance of $50 MXN at the end of each day is required to generate earnings, with no maximum limit.

When are my earnings reflected?
Earnings are updated on the next business day and calculated based on the previous day's balance.

When can I access my money?
Your funds are always available at Now. There are no fixed terms; you can use them 24/7 throughout the year.

Will the yield rate change?
The current yield rate remains at 8.5%. If this changes, we will notify you through our official channels such as email and social media.

What is the Total Annual Gain (GAT)?
• The Nominal GAT represents earnings before taxes.
• The Real GAT is calculated based on expected inflation for the next 12 months.
• The rate may vary depending on your Now Account balance and market conditions.