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Review of JB Our Capital Financial Services
JB Our Capital has recently revamped its financial services, offering a user-friendly UI/UX tailored for mobile users to provide a more convenient loan application process.
Explore JB Our Capital Direct's personal loans and loan products for purchasing new (rental cars/auto lease/auto loans) and used cars.
- Accessible 365 days a year via mobile, offering easy credit limit checks and paperless online loan applications/contract submissions.
- Convenient and diverse authentication methods for login and speedy loan approvals.
- Services include credit loans, extensive vehicle comparisons, and solutions for car rental and auto leasing, all readily available on mobile platforms.
Available Services:
- Personal Loans: Quick financial approvals for customers in need:
- - Credit loans
- - Car title loans
- Car Financing: For customers considering new or used car purchases:
- - Long-term car rentals
- - Auto leasing
- - New car loans
- - Used car loans
* Some products and services may be subject to internal restrictions.
App Permissions Information:
- Mandatory Permissions:
- - Media: ID scanning for loan applications
- - Storage: Temporary storage and deletion of ID scans
- - SMS: Sending authentication texts
- Optional Permissions:
- - Notification Services (PUSH): Providing notifications on information, benefits, events, etc. (Agreeing to optional permissions is not mandatory for app usage).
Loan Information:
- Loan Repayment Period: 12-60 months
- Annual Percentage Rate: 12%-19.9% (Interest rates vary based on customer credit scores, etc.)
- Late Payment Fee: Contractual interest rate + maximum of 3% (within legal limits)
- Early Repayment Penalty: Up to 2.0%
- * Handling Fee: None
- * Document Stamp Tax: Incurred for loan requests exceeding ₩50 million (50% of the amount specified per the Document Stamp Tax Law)
Representative Loan Cost Example:
- Loan Repayment Period: 36 months
- Loan Amount: ₩10,000,000
- Loan Interest Rate: 12%
- * Monthly Payment Amount: ₩332,143
Loan Principal: ₩10,000,000 / Loan Interest: ₩1,957,152
Total Repayment Amount: ₩11,957,152
Visão geral
JB우리캐피탈 다이렉트 é um software Freeware na categoria Negócios desenvolvido pela JB우리캐피탈.
A versão mais recente de JB우리캐피탈 다이렉트 é atualmente desconhecida. Inicialmente foi adicionado ao nosso banco de dados em 28/04/2024.
JB우리캐피탈 다이렉트 é executado nos seguintes sistemas operacionais: Android.
JB우리캐피탈 다이렉트 não tem sido avaliado pelos nossos utilizadores ainda.
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