Cartão de Crédito com Limite 4.9.4

Discover the smartest path to financial health with Credguia! Your definitive guide that helps you find the ideal credit card and loan, tailored to your financial situation. With Credguia, the search for cards turns into a straightforward and effective journey.

Here, you will find practical and straightforward options that will help you manage your financial situation and join the group of countless Brazilians we have already assisted in obtaining the perfect credit card and loan!

With Credguia, you:

• Explore the top cards of the month in each category: Monthly, we update the selection of the top 3 credit cards in popular categories:

1. Credit Cards with easy approval
2. Credit Cards with high limits
3. No-Annual Fee Credit Cards
4. Credit Cards with cashback
5. Credit Cards for individuals with negative credit history

• Receive suggestions for the most advantageous credit cards: Answer quick questions and discover tailored cards according to your profile.
• Access loans with excellent conditions: We offer the Ideal Loan Quiz. Just answer four questions, and we will reveal loans with the most favorable conditions based on your profile.

At Credguia, our goal is to facilitate access to credit and loans for all individuals, whether self-employed, traditional employees, students, unemployed individuals, or those with negative credit history. We help you find solutions that best suit your profile.

• Understand how credit cards work: If you've never dealt with credit cards and don't understand how they work, don't worry! We explain all the details about cards, annual fees, limits, how to get high limits, and much more!
• Uncover the world of loans: Through our exclusive Ideal Loan Quiz, we delve into your needs and financial profile with simple questions. Based on your answers, our technology provides a precise curation, bringing forth advantageous loan options with the most favorable conditions available in the market.

It's essential to note that our application does not belong to any financial institution or bank, okay? Therefore, we do not provide cards directly but suggest reliable links so that you can find what you're looking for.

Information about this application:

This application functions as a simulator and guide that brings together information about credit card and loan offers while providing knowledge to enhance your financial education. We do not directly grant loans, cards, or any other type of financial product.

The loan terms displayed in the application can range from a minimum period of 6 months to a maximum of 360 months.

With a minimum interest rate of 1.09% per month (13.08% per year) and a maximum of 19.9% per month (819% per year), varying according to the type of loan requested from the chosen partner and the applicant's credit profile.

Illustrative example of total loan cost with one of our partners:

• Borrowed amount: $1,000.00 to be paid off in 12 months
• Total of 12 installments of $131.75 (including IOF)
• Imposto sobre Operações Financeiras (IOF) of $12.79
• Total Effective Cost (TEC) of 7.86% per month and 147.93% per year
• Total amount to be paid: $1,581.00

Download CredGuia - The Guide for Credit Cards and Loans.

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