Banca Móvil BAC 5.38.2

Manage your personal finances with ease and enjoy a seamless banking experience with BAC Mobile Banking. This innovative app allows you to stay in control of your finances, right from your mobile device.

Discover the extensive range of features and functionalities that BAC Mobile Banking offers:

Check Balances

• View the balance of all your bank accounts, cards, savings, loans, pension, and investment funds on a single screen.

Bank Accounts

• Access balances and transaction history.
• Easily share your account number.
• Quickly navigate through the "I want" menu for efficient options.
• Verify retained transactions.
• Resend proof of past transactions.
• Conveniently view your card details.
• Temporarily lock and unlock debit cards whenever necessary.

Credit Cards

• Review recent and past transactions on your credit cards.
• Temporarily block and unblock your credit cards as per your preference.
• Check loyalty plan points and redeem them for your cards.
• View payment due dates, minimum payment amounts, and cash payment details.
• Access financing details.
• Easily make payments for your own card or third-party cards using your bank accounts.
• Verify payments made on the day.

Transfers

• Transfer money between your accounts or to third-party BAC accounts.
• Make transfers to other banks using SINPE or ACH.
• For Costa Rica users, make SINPE Mobile transfers.
• Send money with Kash.
• Share transfer receipts through third-party messaging apps like WhatsApp.
• Identify secure favorite destination accounts with a "star" and skip the use of a security device.

Cardless Withdrawals

• Withdraw cash from ATMs or Rapibac points by creating a code within the app.
• View your withdrawal history and pending withdrawals.
• Cancel unnecessary withdrawal codes for immediate refund.

Payment of Services

• Add or remove your favorite services for quick payment.
• Edit the names of your favorites as per your preference.
• Access the history of your service payments.
• Organize your favorites in the desired order.

My Finances

• Review your expenses and income across different products.
• Categorize payments according to your preferences.

Savings Goals

• Create new accounts and set savings goals.
• Track associated movements with your savings.
• Add additional savings to your BAC Objectives as needed.

Requests

• Manage various account-related issues including claims, certification letters, redemption of points, and more.
• Access the history of previously made requests.

Loans

• Check the total balance of your personal, pledge, mortgage, and leasing loans.
• Make payments towards your loans.

Other Features

• Activate your BAC Code for simplified access.
• Login using Touch ID or Face ID for added convenience.
• Approve transactions seamlessly within the app.
• Manage your logged-in devices for enhanced security.
• Stay updated with the latest exchange rates.
• Change the PIN of your debit or credit card easily.
• Contact us via WhatsApp through the "More" menu option.
• Switch between Spanish and English languages for personalized usage.

Please note:

1. Kash feature is enabled in Guatemala, Honduras, El Salvador, and Costa Rica.
2. Savings Goals functionality is not enabled for Nicaragua.

Requirements for optimal operation:

• iOS 14 or higher (lower versions may not ensure proper operation).
• A stable internet connection is required.

If you encounter any issues with the iOS version on your device, we recommend using the website www.sucursalelectronica.com in your mobile browser.

If you have any doubts or encounter problems with any functionality, please visit our help center at https://ayuda.baccredomatic.com/es.

We are constantly innovating and improving. If you have suggestions for enhancements, please write to us at [email protected]. We value your feedback!