众安小贷-大额分期借款平台 3.3.1

ZhongAn Loan is an unsecured, fully online consumer credit platform that focuses on providing quick loan services to individuals and small business owners. Leveraging a mature and professional risk management system, it conducts a comprehensive credit assessment of clients, allowing for a streamlined application process completed in three steps, with credit limits reaching up to 200,000 RMB. Once approved, funds are typically disbursed in under five seconds.

Product Advantages

• High Loan Limits: Loan amounts can go up to 200,000 RMB with one-time credit approval, which is reusable based on actual approval.
• Low Interest Rates: Daily interest starts at 0.02%. For a loan of 1,000 RMB over 12 months, daily costs can be as low as 0.20 RMB, with an annualized interest rate starting from 7.2% (simple interest). Multiple repayment options are available.
• Fast Disbursement: Funds can be received as quickly as five seconds after approval due to automatic processing and rapid disbursement.
• Flexible Repayment Terms: The maximum borrowing period is up to 12 months, with flexible installment options available (6 or 12 months).
• Low Entry Barriers: No collateral is required; applications can be made with just an identification card, with results varying based on actual approvals.
• Secure Borrowing: Personal information is encrypted throughout the process to ensure safety and confidentiality.
• Risk Transparency: Users can view their personal risk reports before borrowing. Uploading a credit report may expedite the approval process and enable automatic risk monitoring (available until December 31, 2023).
• Participation Rewards: Users can join the "Check Credit Limit and Receive Red Envelopes" activity. Completing four simple steps could qualify them for random cash rewards of up to 100 RMB (available until December 31, 2023).

Important Note:

The loan amount, disbursement time, and approval rate are subject to actual assessment; borrowing always carries risks and should be approached with caution based on personal financial capacity.

Contact Us:

Customer Service Phone: 400-601-9266 (Available Monday to Sunday, 9:00 AM - 6:00 PM)