中國信託行動e-Cash 1.16.0

Domestic Innovation Recognized with Novel Patent Approvals

• In 2025, awarded a national patent for advanced security key control mechanisms
• In 2023, granted a domestic patent for Digital Token technology:
  • Integration of Digital Token with FIDO (Fast Identity Online) protocol, enabling business owners to perform transaction management and authorization through facial or fingerprint recognition—eliminating the need for dynamic password devices and significantly enhancing user experience.
• In 2022, received a domestic patent for thoughtful features tailored for sole proprietors:
  • Real-time intra-company and personal account transfers
  • Unified access to company and personal account information

Quick Start Guide for First-Time App Users

• Initial login tips:
  1. Download the mobile e-Cash app.
  2. On first login, change your password as prompted. If you are a new user applying for enterprise e-Cash, follow the app instructions to complete the password change before logging in with your new password. Existing users can log in with their current credentials.
• Biometric Login:
  1. Enable device authentication.
  2. Next time, select "Remember Me" for faster access.
• With your mobile device at your fingertips 24/7, leverage the app combined with digital tokens or dynamic password devices to execute transfers, transactions, and authorizations seamlessly.

Additional Features Overview

[Enterprise Smart Security Network] – Three Core Aspects to Strengthen Transaction Security:

• Login Security: Utilize FIDO biometric authentication—eliminate passwords, receive proactive expiry alerts, check login records, and monitor any suspicious access for comprehensive security management.
• Transaction Security: Bind mobile device authentication with digital tokens and enable real-time push notifications to stay updated on transaction activities.
• System Security: Ensure operating systems meet minimum security requirements set by the bank to maintain system integrity.

User-Friendly Functionalities

• Main Dashboard with Pending Actions: Keeps track of all pending authorizations and processing statuses.
• Transaction Details: Detailed records and financial analysis for domestic and international accounts.
• Transfers and Remittances: Mobile-enabled fund transfers; note that non-standard transactions require the use of dynamic password devices or digital tokens.
• Salaries Processing: Instant salary transfers directly approved from the homepage list.
• Financial Management: Investment queries, loan summaries, detailed loan information, and repayment history reports.
• Customizable Dashboard: Personalize display features and arrange items per preference.

Zeny Experience Features

• Smart Transaction Alerts: Notifications for scheduled transactions or automatic alerts for recurrent activities.
• Account Activity Overview: Monitoring income and expenses over the past six months and identifying top five expense categories.
• Name Customization of Accounts: Add custom nicknames for frequent accounts; automatic inclusion in transaction records.
• Manager Authorization via One-Click Notification: Notify approvers instantly upon authorization completion with detailed confirmation messages.

Daily Operational Tools

• Scheduled Payments: View upcoming scheduled transactions within the next year.
• Your Benefits & Membership Privileges: Check enterprise membership levels and available discounts.
• Custom Push Notifications: Advanced settings for transaction alerts based on specific amounts or account thresholds.
• Categorization Management: Create custom labels for income and expenses; generate categorized transaction charts automatically within selected date ranges for comprehensive financial analysis.

Highlighted Services

• Simplified Currency Exchange: One-stop service integrating rate trends, frequently used rates, rate notifications, and online calculation tools—enabling timely exchange decisions.
• User-Friendly Rate Management: Quick exchange via app with rate prediction and real-time notifications to optimize currency conversions.
• Your Exclusive Exchange Benefits: Access to special foreign exchange discounts through a dedicated section—eligible members enjoy preferential rates via the app.
• Efficient Reconciliation Support: Assign customized labels to each transaction for easier tracking; detailed analysis, filtering, and visual charts enhance financial oversight.
• Intelligent Customer Service: 24/7 AI-powered support system providing prompt responses to inquiries and common issues, creating a tailored corporate assistant experience.

Please ensure your mobile device has appropriate security software installed. Usage on compromised devices is not recommended. Additional features will be launched progressively; stay tuned for updates…