中信消费金融-信用贷款分期借款平台 2.0.6

CITIC Consumer Finance: A Comprehensive Review

Platform Overview

CITIC Consumer Finance, established in June 2019, is recognized as the 24th licensed consumer finance institution approved by the China Banking and Insurance Regulatory Commission. With a registered capital of 700 million yuan, the firm is a subsidiary of CITIC Financial Holdings Co., Ltd. and Kingdee Software (China) Co., Ltd.

Product Advantages

• Simple application process with online submissions, no collateral required, and quick approval times.
• Loan amounts can reach up to 200,000 yuan, subject to actual approval conditions.
• Transparent fees and flexible repayment options, with annual interest rates starting from 4.8%.

Contact Information

For convenient inquiries and transaction operations, follow us on WeChat via “CITIC Consumer Finance Service Number”.

Official Website: https://www.eciticcfc.com/

Customer Service Hotline: 400-01-95558 (available daily from 9:00 to 21:00)

Risk Warnings

• The specifics of any promotional activity are governed by the rules displayed on the relevant activity page.
• Please exercise caution when applying for loans as default carries risks.
• The success of loan applications, loan amounts, and interest rates are contingent on actual approval conditions.
• To prudently assess borrowing ability and determine credit ratings and lending plans, our company will obtain authorization to check credit information based on regulatory requirements.
• The funds from loans may not be used for:
  • Purchasing real estate or repaying housing mortgages;
  • Purchasing vehicles;
  • Investments in stocks, bonds, futures, financial derivatives, or asset management products;
  • Fixed asset investments or equity investments;
  • Operational activities;
• Please borrow responsibly according to individual capabilities and practice rational consumption to avoid overdue payments.