Мани На Диване - кредит онлайн 1.0

Credit to a card from anywhere, Without checks and references. Taking out a loan has become even easier!

We all have situations when we need money right now, but the paycheck is still a few days away. These can be unpredictable expenses, unplanned trips or visits, various household costs - it's impossible to predict them all, but nonetheless, money is needed. In such cases, our application will be your savior! Because with us, you can borrow money quickly, reliably, and without overpaying!

This application is an informational service in Ukraine that updates all the relevant information from Ukrainian banks and creditors.

The mobile application "Money On the Couch" is not a bank or creditor and does not issue loans! The application is for informational purposes only. The application provides complete information about microloans in Ukraine:

The application allows you to:

• Compare interest rates, amounts, and terms;
• Choose the right offer on the Ukrainian market;
• View full information about microfinance organizations in Ukraine;
• Study the conditions for prolongation and repayment options.

To apply for an online loan, you need:

1. Ukrainian passport;
2. Any bank card in Ukraine;
3. A phone; and
4. Age of 18 years or older.

Online credit conditions:

• Minimum loan repayment period is 65 days;
• Maximum loan repayment period is 365 days;
• The maximum annual interest rate including the loan interest as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, with a minimum of 1%.

The annual interest for using the credit - min 1%, max 32%. Minimum daily interest rate is 0.01%; Maximum daily interest rate is 0.08%.

Interest rate calculation example:

• Loan principal amount - 15000 UAH;
• Loan term - 100 days;
• Commission for using the loan: 0.08% per day, i.e. 12 UAH per day, or 2.4% per month, i.e. 360 UAH per month;
• Total commission for 100 days will be 1200 UAH;
• Total amount due including the loan amount: 16200 UAH;
• Total cost of credit (FLC - Full Loan Cost) in percentage terms amounts to 29.2% per annum.

Consequences of failure to repay borrowed funds: In case of delays, the fine is 0.10% of the overdue amount per day, but not exceeding 10% of the loan amount.

Loan extension: The borrower has the right to extend the loan repayment period. At that point, only interest on using credit funds can be paid.

Company: OOO "Money On the Couch"
EDRPOU: 12764936
License: No.123346739861
Address: Academic Palladin Avenue, 13/1, Kyiv, 03179

The mobile application is not a bank or creditor and does not issue loans. Please approach loan acquisition and repayment responsibly.