Клик Хоум: банк онлайн. Кредит 1.6.3

"Click Home - Online Bank" is a modern mobile application designed for individuals aiming to manage their finances effectively. It serves as a financial marketplace, enabling users to compare offers from various banks and identify optimal solutions for deposits, loans, and other financial products.

APPLICATION FUNCTIONALITY:

• Comparing Financial Products
  "Click Home Online Bank" provides a user-friendly tool for comparing terms on loans, deposits, and investments from numerous banks. Users can quickly evaluate interest rates, terms, and other parameters to select the best offer suited to their needs.
• Deposit and Investment Calculator
  The included calculator allows users to calculate the potential returns on deposits and investments. By simply entering the amount, term, and interest rate, the application will demonstrate the expected earnings. This tool is practical for financial planning.
• Current Bank Information and Product Details
  The application aggregates up-to-date information about various banks and their financial products. It eliminates the need for manual searches, as "Click Home Online Bank" provides accurate and comprehensive data.

Operational Principles:
The application streamlines the process of searching and comparing financial products. Users can select the desired category, set search parameters, and "Click Home Online Bank" will display suitable offers.

Unique Features:

• An extensive database of financial solutions from all leading banks.
• An intuitive interface that ensures ease of use.
• Tools for quick calculations of deposit and investment returns.

Advantages and Limitations:
The primary advantage of the application is its ability to save time and effort. Users gain access to necessary information in one place without needing to visit individual bank websites or branches. However, it is important to note that users cannot apply for loans directly through the application.

"Click Home" serves as a reliable assistant in navigating the financial landscape. It aids in making informed decisions while saving time and money in selecting the best products tailored to individual goals.

Install "Click Home: Online Bank. Loan" today to access a convenient tool for managing finances. Simplifying choices can lead to beneficial outcomes!

The database includes loan offers with interest rates ranging from 3.5% to 35% per annum, with loan terms extending from 3 months to 30 years.

Conditions vary across banks; for instance, rates may range from 5.99% to 30% per annum, with loan terms from 3 months up to 15 years. For example: on a loan amount of 350,000 RUB over 3 years at a rate of 9% per annum, the total repayment amount would be 400,716 RUB with a monthly payment of 11,131 RUB/month. A late payment penalty is assessed at 0.05% - 0.2% of the overdue amount for each day of default.