한국투자캐피탈 1.0.16

This application offers streamlined access to real-time loans, post-contract inquiries, and service requests all within a single platform for user convenience.

■ My Loans

• Loan Management
• Repayment, Termination
• Issuance of Certification Documents
• Personal Information Management

■ Customer Service

• Frequently Asked Questions
• Announcements
• Terms and Forms Lookup

■ Consumer Protection

• Guidance on Debt Collection Processes
• Customer Rights Information Sheets

Note that some services may be restricted based on internal policies.

[Product Details]

• Credit Loans: Corporate Employee Loan, Asset Plus Loan, Auto Plus Loan
• Housing Loan: Business Owner Apartment Collateral Loan

[Loan Information]

• Interest Rate: 6.9% to 19.9%
• Late Payment Interest Rate: Base rate + 3%
• Prepayment Fee: 2%
• Stamp Duty: Borne equally by the borrower and the lender for loans exceeding 50 million KRW
• Handling Fee: None
• Repayment Period: 12 to 120 months
• Interest Payment Cycle: Monthly

If a loan of 2 million KRW is taken out starting January 1st (first installment due February 1st) at an annual interest rate of 6.9% over 12 months with equal principal and interest payments, the total repayment amount will be approximately 2,075,529 KRW.

[Privacy Policy]

• View Privacy Policy >

[Usage Guidelines]

• Supported OS Version: Android 8.0 or higher
• Users are recommended to keep their OS and antivirus software up-to-date for security reasons.
• The app cannot be used on rooted or otherwise modified devices.
• Data charges may apply when using mobile networks such as 3G, LTE, or 5G.

[App Permissions]

• (Mandatory) Device Information Access
• (Mandatory) Installed App List Access: To prevent financial fraud such as voice phishing and malicious apps, the app collects information about installed applications.
• (Optional) Camera Access: For submitting photos of documents.
• (Optional) Media Access: To select and upload photo files for document submission.
• (Optional) Phone Access: To initiate support calls directly from the app.

If you do not agree to these permissions, certain functionalities may be limited. Permission settings can be modified in the device's privacy settings menu.

This app also treats malicious app detection information—used to analyze potential security threats and prevent voice phishing attacks targeting users of the "Korea Investment Capital" app—as part of its security measures.

■ Customer Support

• Telephone: 1670-0800