더핀 - 대출 비교, 더핀으로 끝 2.0.13

Thefin serves as a financial platform facilitating the convenient comparison of loan options. Users can easily explore various loan products from numerous partner institutions through a simple authentication and verification process.

The platform also offers loan transfer services, allowing users to benefit from more favorable conditions. Additionally, the MyData service enables users to manage their financial status more intelligently.

For inquiries, customers can reach out to Thefin's support center at [email protected]. Developers can be contacted at the following address:

• 11th Floor, 218 Teheran-ro, Gangnam-gu, Seoul
• Phone: 1833-7114

Thefin Co., Ltd. is registered as a financial product sales agent and broker with the Financial Services Commission (Registration Number: 제2022-007호). It has signed contract agreements with various financial institutions, including major banks, to facilitate loan offerings.

The loan comparison service provided by Thefin is applicable only to the lending products of partner financial companies with which it has contractual agreements, and does not cover all products available across all financial institutions. The company does not have direct authority to approve loans or enter into contracts but supports users in navigating their options.

Credit inquiries made by Thefin for assessing loan limits and interest rates do not impact individual credit scores. However, excessive inquiries within a short timeframe across multiple platforms may affect lending possibilities. Moreover, entering into a loan contract may also result in a decrease in personal credit scores, which could lead to disadvantages in future financial transactions.

If payment obligations are overdue for any specified principal and interest over a period, the borrower may be required to repay all amounts owed before the end of the contract term.

Thefin does not receive any monetary compensation from consumers for loans or related execution; rather, it operates transparently under the provisions of privacy protection laws regarding credit information. Partner financial companies manage and store credit information or personal data provided by customers for loan purposes.

Financial consumers have the right to claim damages from both Thefin and its partner institutions based on the Consumer Protection in Financial Services Act. Furthermore, individuals are entitled to clear explanations regarding products or services under relevant provisions of this law.

Interest rates from partner institutions range from an annual minimum of 3.0% to a maximum of 20.0%, with repayment periods spanning from a minimum of 12 months to a maximum of 120 months. For instance, for a loan of 1 million KRW at an annual rate of 5.2% over 12 months with equal principal and interest repayments, the total repayment amount would be approximately 1,028,390 KRW, with monthly payments amounting to about 85,699 KRW.

This content has been reviewed and approved by the compliance officer (Reference number: 제20240103-22-001호).

Thefin Co., Ltd.
CEO: Lee Ho-young
Address: 11th Floor, 218 Teheran-ro, Gangnam-gu, Seoul
Business Registration Number: 247-88-02283 | Phone Number: 1833-7114
Communication Sales Business Registration Number: 2024-Seoul Gangnam-04555

Developer Contact:
Thefin Co., Ltd., Gangnam-gu, Seoul
11th Floor, 218 Teheran-ro (AP Tower), Yeoksam-dong
06221 | Business Registration Number: 2478802283 | Communication Sales Business Registration Number: 2024-Seoul Gangnam-04555