나무증권 - NH투자증권 MTS 12.15

Investing and daily life, starting easily and smartly!

1. Key Services
   • 24-hour overseas stock trading: The first 24-hour overseas stock trading in Korea! Trade in 9 countries online! Exchange in 20 countries is possible without the need for prior currency exchange.
   • Accumulated investment: Deposit a fixed amount like a savings account and automatically accumulate stocks or ETFs for you. It's low risk as you consistently purchase a set amount.
   • Monthly dividend service: If you want to receive sturdy dividends from your investments, especially for busy professionals who need money management, the monthly dividend service is perfect as it provides monthly dividends like a salary.
   • Direct indexing: Want to invest in indexes your way? NH provides recommended indexes by experts and allows you to create your own indices to build a stock portfolio directly.
   • Namu Members: A premium paid membership service for ₩2,900 per month! First month free! Offers useful domestic and overseas stock reports, commission discounts, and exclusive video content.
2. New Features
   • Raise your child as an economic expert: Open and manage your child's account easily through remote channels. Gift investment funds and stocks to your child from an early age to instill financial literacy and investment mindset!
   • Consolidate all scattered assets at a glance with Asset Diagnosis: A great service that's hard to explain~ When linked with personal data, it analyzes third-party products as well, providing personalized portfolios considering investment preferences!
   • Widgets greeting you every time you turn on the screen: Want to quickly check information from your home screen? You can view indices and stocks of interest right on your background! Various characters appear based on profit rates to inform you!
   • Your ever-ready assistant, Apple Watch: Don’t have time to check investment information in real-time? Conveniently stay updated by glancing through your watch intermittently! Offers popular topic information through big data analysis.
3. Learn More
   • Noah chatbot resolves curiosity 24/7: If you encounter questions while using the app, we provide information on securities terminology, investment news, IPO schedules, ongoing events, etc. The more you use it, the smarter it gets!
   • If you want to know more about Namu Securities: Website: My Namu Begin Website
     Instagram: @namuh_official
     YouTube: @user-ln8mc4jn2g
4. System Requirements
   • OS Version:
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   • iOS 9.0 and above **App cannot be used on versions below 9.0
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   • App Permissions and Usage Purposes Guide:
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   • • File & Media [Storage Space] (Required): Stock information, screen files, user settings, etc.
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   • • Phone (Required): Device information verification, linking to customer support center, ARS certification etc.
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   • • Camera (Optional): ID card capture during online bank account opening.
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   • • Location (Optional): Current location information verification during online account opening or branch search.
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   • ** Excluding optional access permissions still allows service utilization except for those permissions.

Other information:

• - For the provision of services such as customer verification and notifications, your logged-in phone number and device ID are sent to and stored on our servers. - This app displays mobile content provided by call partners for informational or commercial purposes. To facilitate this service, phone numbers and app push information are provided to Callgate Co., Ltd. ◦ Service Provided: Screen service related to calls (Visible ARS) ◦ Holding and Use Period: Until provider consent withdrawal ◦ Refusal/Withdrawal Consent: 080-135-1136 (Toll-Free)

• Investment Cautionary Notes

• - Listen to explanations and read product guides/terms before investing. - This financial instrument is not protected under the deposit protection law. - Capital losses (0-100%) may occur due to asset price fluctuations, exchange rate variations, credit rating downgrades, etc., and may be attributed to investors.