貯まる家計簿 トライアル 10.3

This application proves to be suitable even for those who struggle with consistency in budgeting. Its user-friendly input interface, a wide range of features, and intuitive icons make it easy to maintain good financial habits.

The positive feedback regarding the application's ability to sustain users in their budgeting journey is noteworthy. It allows for bulk registration through text copied from Excel, making it convenient to input data even when it accumulates. Transitioning from previous budgeting spreadsheets is seamless.

By simply entering income and expenses, users can benefit from automatic analysis presented in pie charts and line graphs. The ability to export these graphs into Excel for further customization enhances the flexibility of financial management.

The clear visibility of cash flow aids in identifying unnecessary expenses, revealing opportunities for savings. The application caters to a variety of uses, ranging from a simple allowance tracker to comprehensive asset management that includes cash, savings, credit cards, and electronic money. Users can also customize categories for expenses such as social activities, dining, and utilities, allowing for a personalized budgeting experience.

Notable features include:

• Password protection ensures data security, with automatic backup to SD cards or Dropbox.
• Extensive input assistance functions make recording income and expenses straightforward, featuring options like favorites, copying, and recurring entries.
• CSV file export functionality for data sharing.
• Graphical analysis of expenses on a monthly, annual or weekly basis allows for quick balance assessments.
• Customization of aggregate metrics using expense groups and tags enables varied analytical perspectives.
• Management of multiple asset types, including cash, savings (both fixed and regular), and credit cards, with easy inter-asset transactions.
• Ability to set start days, budgets, due dates, holidays, repeating patterns, and customize assets and expense items.
• Customization of themes and icons to suit personal preferences.
• Support for splitting credit payments.
• Email functionality for sending entered data directly.
• Comprehensive asset overview by registering bank accounts and credit cards.
• Data storage is confined to the device itself rather than the cloud, enhancing security.
• Can function as an envelope budgeting system by categorizing assets into different "envelopes."
• Default assets and expense categories are readily available for use and customization:
• • Assets: Cash, Savings, Credit Cards
  • Income Categories: Salary, Bonuses, Allowances, Investment Income, Asset Transfers, Others
  • Expense Categories: Dining, Social Activities, Household Goods, Transportation, Beauty Expenses, Medical Expenses, Mobile Phones, Books & Magazines, Clothing & Footwear, Vehicles & Motorbikes, Furniture & Appliances, Pensions & Insurance, Hobbies & Entertainment, Education Costs, Rent, Utilities Bills, Asset Transfers, Credit Withdrawals, Others