房贷计算器最新版 3.6

The app has been simultaneously updated to include the latest mortgage interest rates from the central bank for both commercial loans and provident fund loans for this year.

The "Mortgage Calculator" is a straightforward and efficient tool designed to assist users with home financing calculations. It serves as a valuable resource for prospective homebuyers and borrowers alike.

In today's society, purchasing a home is often a primary goal for many families. Understanding how to effectively plan and manage mortgage loans and repayments is a concern shared by many. This calculator helps users optimize their home financing processes by providing accurate, well-organized, and professional insights. With this tool, users can access their mortgage and repayment information, analyze the impact of interest rate fluctuations, and make informed decisions—all from the comfort of their home.

Summary of features:

• Calculates information for commercial loans, provident fund loans, and combined mortgage schemes
• Projects for early repayment options on commercial and provident fund loans
• Calculates transaction taxes for second-hand property deals, including deed tax, business tax, and personal income tax
• Analyzes how interest rate adjustments affect loan details
• Provides comprehensive repayment schedules

Additional tools included:

• Simplified calculator
• Second-hand property transaction tax calculator
• Personal income tax calculator
• BMI and body fat calculator
• Relational calculator for family members

Main features:

• Runs as a standalone professional version without requiring internet connectivity; no functional limitations
• Supports calculations for provident fund, commercial, and mixed loans
• Enables comparison of monthly repayments and total repayment amounts across different loan schemes
• Provides detailed monthly repayment breakdowns for equal principal payments
• Compatible with all major platforms, including iPhone, iPad, iPad Mini, iPad Pro, and iTouch models