Банк онлайн. Альфа версия 1.1.0

"Online Bank. Alfa Online Version" is your assistant for solving financial situations. Imagine you urgently need money, and you start searching for online loans, loans to your card, online credits, credit cards, and so on. There are many credit offers on the internet now, but the interest rates reach up to 365% per year! In the "Online Bank. Alfa" app, you can diagnose your situation and choose a solution: take an online credit or start bankruptcy proceedings to write off debts.

The application works with numerous Russian banks:

• Alfa Bank / Alfa-Money
• Sovcombank Online
• Sberbank Online
• VTB Online
• Gazprombank
• Rosselkhozbank
• Moscow Credit Bank
• Discovery Online
• Sovcombank
• Raiffeisenbank
• Rosbank
• Tinkoff
• Alfa Bank

"Online Bank. Alfa Version" is your social navigator in the challenging financial world. Bankruptcy proceedings, debt write-offs, booking appointments at the nearest MFC, checking and paying for public services, debts to the FSSP, taxes, fines—it's all available in one app.

Debt Write-Offs: The application provides detailed information on the bankruptcy procedure. You can fill out a short questionnaire and get a free consultation from a lawyer on solving your financial problems in just 1 minute. Find out if bankruptcy is suitable for you, how to write off debts on loans, the consequences of non-payment of loans, and the amounts that judicial officers can recover.

Credit Products: Financial services include selecting consumer loans online, pre-payday card loans without refusal, refinancing, auto loans, mortgage loans, personal credit ratings, comparison and issuance of debit and credit cards, interest-bearing deposits. Get information on preferential loans, family mortgages, and pre-payday funds. There are also preferential loans from Alfa Bank and Alfa Online, A Money collected in the application.

Payment of Debts: You can pay and check information on traffic fines from the State Traffic Safety Inspectorate, debts to the FSSP, and taxes to the Federal Tax Service. The application will help you promptly learn about debts. To get information, simply enter data from one of your documents: passport data, TIN (taxpayer identification number), vehicle registration certificate (STS), or driver's license.

The service has extensive functionality for solving your tasks:

• Verification and payment of various taxes (transport tax, land tax, property tax, income tax). Simply enter passport or TIN data.
• Verification and payment of debts to the FSSP. You will need the full name and date of birth of the debtor or passport data/TIN.
• Verification and payment of traffic fines. You will need the vehicle's STS number, driver's license or passport data.

"Money for All: Bank of Financial Solutions" offers:

• A financial services supermarket where all banks, MFOs (microfinance organizations), and insurers are in one place. Compare, choose the best options and apply right in the app.
• Precise information about debt amounts from official state databases.
• A wealth of useful information (debt collection, credits and obligations, taxes and discounts, judicial liabilities, and much more).

The database contains credit offers with rates ranging from 3.5% to 30% per annum with loan terms from 3 months to 30 years.

Each bank has different terms; for example: interest rates range from 5.99% to 30% per annum, loan terms vary from 3 months to 15 years.

Calculation Example: For a loan amount of 350,000 rubles over 3 years at an annual rate of 9%, the total repayment amount would be 400,716 rubles with a monthly payment of 11,131 rubles/month. The penalty for late payment ranges from 0.05% to 0.2% of the arrears amount per day of breach of obligations.

This is not a public offer.