페퍼저축은행 스마트인증 1.8.3

"Pepper Savings Bank Smart Certification is an app service that allows for quick and secure electronic signature for loan agreements and online document submission."

Key features include:

1. Electronic signature for loan agreements
2. Convenient submission of loan documents through online document submission service
3. Access to information about existing Pepper loans

Loan information:

• Repayment period: 1 year to 30 years
• Maximum Annual Percentage Rate: 19.9% (includes interest rate, fees, and other costs over a one-year period)
• Example loan cost: Repaying 1 million won over 12 months at a 10% annual interest rate using equal principal payments results in a total repayment amount of 1,054,991 won. (Additional costs may apply for loans exceeding 50 million won or for collateral loans involving the termination of mortgage rights.)

App permissions and purposes:

1. Phone (required): Connection to customer service and device authentication
2. Storage (required): Taking photos of identification documents and attaching document files
3. SMS (required): Mobile phone verification for user authentication
4. Camera (optional): Taking photos of identification documents

* Optional permissions are requested only when necessary.
* If you do not grant the required permissions, it may hinder the use of the service.
* To change permissions, you can uninstall the app and reinstall it or go to Settings > Application Manager > Pepper Savings Bank App > Permissions.

Important notes:

1. Only compatible with Android OS 5.0 and above.
2. If your device's OS version is below 5.0, please check if your device manufacturer provides an operating system upgrade function and upgrade before using the app.
3. Limit inquiry and mobile loan services are only available on devices with SIM cards.

Pepper Savings Bank Customer Service:

1. 1599-0722 (Weekdays 09:00 - 18:00)

Regulatory approval number: 23-COM-0224 (Valid until May 24, 2023)