建行惠懂你 4.10.0

"CMB 'Understand You' App is a comprehensive service platform created by China Construction Bank for inclusive customer groups such as small and micro-enterprises, individual businesses, providing users with integrated services of 'credit financing + comprehensive finance + business management.' The app has been renewed and upgraded to version 4.0, offering a more user-friendly, seamless, and intelligent service experience.

• Credit Financing:
• Diversified credit products: Offering a variety of loan products to small and micro-enterprises, individual businesses, farmers, technology innovation enterprises, and other customer groups.
• Journey-style credit services: Supporting online operations such as credit limit calculation, loan application, signing, disbursement, repayment, renewal, in a one-stop manner.

• Comprehensive Finance:
• Account settlement services: Providing high-frequency financial services such as account inquiries, shieldless reconciliation, electronic receipts.
• Creating a tax and salary zone: Deploying mobile query and payment functions around scenarios like salary distribution, corporate tax payment, social security payment.

• Business Management:
• Integrate 'Understand Enterprise Services': Focusing on fields like 'finance & tax,' 'logistics,' 'legal,' 'travel,' cooperating and introducing enterprise operation services.
• Diverse user roles: Supporting business owners to authorize employees to use tax payment, bookkeeping, and other services.

• Intimate Services:
• Exclusive customer service system: Introducing AI digital customer managers, offline customer managers, providing 24/7 consultation service and operational guidance.
• Simplified 'Easy Financing' version: Creating a new version combining core loan functions and high-frequency financial services for easy switching.

• Multidimensional Empowerment:
• Sharing of knowledge content: The Small and Micro Cloud Classroom is revamped to provide 'short videos + live broadcasts' around themes like enterprise operations, loan knowledge.
• Discounts and benefits packages: Continuously launching enterprise empowerment activities and rich benefits packages to empower business growth."