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🌟 Welcome to the "Money Express" information service – Loans to Your Card

In the financial world, navigating through numerous offers and conditions can be challenging. The "Money Express" application is designed for individuals seeking reliable and advantageous financial solutions. It is important to note that the platform does not provide direct loans to cards, payday advances, quick loans, or direct card lending. Instead, it offers comprehensive informational support to assist users in selecting the most suitable financial services. "Money Express" enables informed decision-making by providing current information on options such as card loans, online loans, credit on cards, and microloans.

🔍 Features within the "Loans to Payday" Section

The application boasts a user-friendly and intuitive interface that allows users to easily access information about various financial products. Key features include:

• Online loans and card loans: a complete list of offers from different microfinance organizations with up-to-date terms.
• Microloans and credit on cards: the opportunity to select favorable conditions without leaving home.
• Quick loans and payday advances: guidance on how to obtain a loan swiftly and without refusals.

📝 Detailed Information on Online Loans

Online loans, card loans, payday advances, and microloans are modern and convenient methods for obtaining financial support. They allow borrowers to quickly access necessary funds with minimal formalities. The popularity of this type of credit stems from its accessibility and rapid processing times. Users can easily apply for a loan via mobile devices without visiting banks or other financial institutions.

⚖️ Distinction Between Marketplace and Microfinance Organizations (MFOs)

"Money Express" is not an MFO and does not directly issue payday loans or home delivery of funds. Its function is that of a marketplace aggregating information on various financial products, empowering users to make informed choices without pressure or haste.

🛡 Data Protection

Protecting your data confidentiality is our priority. All personal information within the "Money Express" app is secured using modern SSL protocols, ensuring a high level of protection against unauthorized access. You can trust that your data remains safe while selecting the most appropriate financial option for your needs.

📢 Important Considerations for Choosing a Card Loan:

• The minimum repayment period without refusal is 91 days; the maximum does not exceed 365 days.
• The annual interest rate will not surpass 32.5%, with the main rate fluctuating within this range.
• The daily interest rate varies from a minimum of 0.01% to a maximum of 0.01% per day.
• If overdue, a penalty of 0.1% of the overdue amount applies daily; however, total penalties will not exceed 10% of the original loan amount.
• No additional fees or charges are imposed for card loans.

Example Calculation of Loan Interest Rate:

1. Loan amount: 10,000 rubles.
2. Loan period: 91 days.
3. Daily commission: 0.01% or 10 rubles, approximately 3% per month (calculated for 30 days) or 300 rubles per month.
4. Total commissions over 91 days: approximately 900 rubles.
5. Total amount payable: 10,900 rubles.
6. The effective annual percentage rate (APR) or full cost (FLC) expressed as an annual percentage stands at 32.5%.

If repayment deadlines are missed without prior arrangement, an overdue penalty of 0.1% per day on the overdue amount will be applied, up to a maximum of 10% of the total loan sum.

The required age range for applicants is from 18 to 65 years old.