Проверка авто и ОСАГО Онлайн 6.15.0

The application bip.ru offers a streamlined process for obtaining OSAGO (mandatory car insurance) and CASCO (comprehensive car insurance) without additional fees, while also allowing users to compare offerings from various banks. There are no hidden commissions, and the online application can be completed in approximately five minutes. Users can compare auto insurance policies from 20 different companies to find the most advantageous OSAGO deal.

Convenience: The electronic OSAGO policy is sent directly to your email and stored within the app. Authorities can easily verify your OSAGO policy via their mobile devices, ensuring its validity against the RSA (Russian Union of Auto Insurers) database. Additionally, initiating an European protocol is made simpler with e-OSAGO by entering your policy number in the Госуслуги (Gosuslugi) application.

Reliability: The OSAGO electronic policy is immediately registered within the RSA database. bip.ru partners exclusively with licensed insurance companies recognized by the Russian Union of Auto Insurers, ensuring compliance with regulatory standards.

Cost-Effectiveness: The app provides real-time pricing information sourced directly from insurance websites, allowing users to purchase OSAGO policies online at competitive rates with no additional costs. All major banks are accepted for payment.

Speed: Completing an OSAGO policy online takes just five minutes. To calculate your insurance premium and finalize the contract, simply input the vehicle owner's and automobile details into the OSAGO calculator, which will display pricing options from 20 different companies.

Economics: With bip.ru, users can save up to 70% on OSAGO! The base rate for insurance includes both minimum and maximum pricing, resulting in varying costs among different companies. The application assists in verifying the bonus-malus system (KBM), incorporating it into your premium calculation to ensure you choose the best financial service.

The app also features:

• No-fee payment of traffic fines: Check for any outstanding fines across various databases and pay without incurring bank fees. A receipt will be emailed to you.
• Online CASCO from bip.ru:
  • -Quick registration in just 90 seconds! Complete a simple questionnaire, receive offers from 16 leading companies, and select the best option.
  • -CASCO calculator.
  • -Personalized offers. We identify optimal discounts and promotions tailored to each user’s needs.
  • -Direct purchase. Payments are processed through the respective insurance company’s website.
  • -Policy validity verification. Ensure that your or another driver's policy is legitimate in case of an accident.
• Free vehicle checks by VIN or registration number: Prior to registering with GIBDD (State Traffic Safety Inspectorate), use this check to identify any restrictions such as searches or liens on the vehicle. This service also provides accident history, ownership records, maintenance data, and vehicle specifications.
• Free driver verification via GIBDD database: Check the status of your driver’s license, including document number details, expiration date, and vehicle categories recognized.

The cost of OSAGO policies is determined by base tariffs plus various coefficients. A critical factor in auto insurance is the KBM: a lower value results in higher discounts. Use the KBM calculator on bip.ru to secure an OSAGO policy online at a reduced rate.

Pursue CASCO or e-OSAGO policies online with bip.ru, which collaborates with reputable insurance companies including Absolute Insurance, Soglasie, VSK Insurance, MAX Insurance, Renaissance Insurance, Euroins, Gaidé, OBC, Verna, Zetta Insurance, among others. The list of partner insurers continues to expand.

bip.ru is not an insurance company and does not provide automotive insurance or financial services. Instead, it serves as a platform for comparing prices on OSAGO and CASCO policies from licensed insurers, enabling users to purchase policies directly from these providers. The average savings on OSAGO are calculated based on the difference between the highest and lowest offers recorded by bip.ru for Q4 2024. Note that OSAGO registration is available only for categories A and B.