핀다 - 1분만에 71개 금융사 대출 비교! 3.24.0

🥇 Compare over 300 financial products from 71 domestic financial institutions including the top 1 financial group in Korea.
💵 Compare maximum limit and lowest interest rates with a single click for credit loans, collateral loans, government-supported loans, business owner loans, and long-term deposit loans.
📑 Receive useful financial life information through Finda Post.
🚘 Own a car? Apply for an event where the entire monthly interest is covered by taking out an auto collateral loan with Jeonbuk Bank!

👌 Loan Comparison
- Find the most advantageous loan for you, ranging from credit loans to apartment collateral loans without affecting your credit score.
- Compare products from major commercial banks such as Woori Bank in one go.
- Check same-day deposit options for urgent financial needs.
- Open a one-stop in-app commitment service within the Finda app.
- Products of Jeonbuk Bank for home equity loans are exclusively available through Finda.
- Utilize various loan calculators like interest, year-end settlement, refinancing, monthly rent calculation, deposit calculation, and savings calculation tools for smart comparison.
*Financial authorities have lifted the annual income limit for credit loans. Eligible for credit loans at levels 2-3 times your annual salary if meeting the Total Debt Servicing Ratio (DSR) criteria.

🔄 Loan Refinancing
- Refinance supported credit loans, home equity loans, and monthly rent loans by the government.
- Those who refinanced their loans through Finda lowered their interest rates by an average of 3.95%.
- Some individuals saw a significant decrease of up to 15.34% in loan interest rates after refinancing through Finda.
- Individuals who refinanced through Finda increased their limits by an average of 1,170 million KRW. *Data validity: Jan 1, 2023 - Dec 31, 2023

🎯 Smart Personalized Loan Management
- Manage smart, personalized loans worry-free with features like interest calculators and repayment date alerts.
- Conveniently manage all your existing loans when connected to MyData through Finda.
- Get guidance on which loan(s) to pay off first when extra funds are available.

🙌 Loan Approval Reviews
- Actual loan amounts approved for customers matched their requested amounts by 99.9%.
- Average interest rates for discounted loan approval products through Finda were 14.5% → actual executed product rates averaged at 11.6%.
- Customers who had experienced loan rejections elsewhere found the best loan terms at Finda. *Data range: Jan '23 - Aug11 '23; Analysis on reviewers who left feedback claiming they were approved solely through Finda - totalling 406 individuals.

💡 Latest Financial Information You Seek
- Simplify complex financial information and stay updated with essential details on post from Finda.
- Get summarized news, analysis, and trends in the financial industry delivered promptly via notification alerts.

🔒 Safeguarding Valuable Personal Information
- Stop worrying about spam calls! Block any loan solicitation calls in one go.
- Your phone number is shared with financial institutions as a secure number by Finda.
- Only necessary permissions are requested by Finda for utilizing loan services. [Required Permissions] • Phone: Required for personal and device verification. [Optional Permissions] • Camera: Required for photo submissions when contacting customer service. • Microphone: Required for video attachments when contacting customer service. • Photos: Required for photo attachments when contacting customer service. *Disabling optional permissions may limit certain feature accesses but won't hinder service usability.

Please review financial product descriptions and terms before entering into any agreements. If urged or requested by Finda to enter a contract, you have the right to receive explanations under Article 19 Section 1 (Duty of Explanation) of the Financial Consumer Protection Act.

Finda acts as an online loan brokerage firm facilitating financial product sales on behalf of several affiliated financial companies (IBK Industrial Bank, K Bank, Woori Bank...).

Finda operates as a registered loan brokerage entity (Loan Brokerage Registration No. 2021-007) based on financial relations law. Identity verification can be done through Financial Supervisory Service portal (https://www.fss.or.kr), Loan Brokerage Firm Inquiry (www.loanconsultant.or.kr), and confirmation of registration within the Financial Product Sales Agency/Middleman category on the Finda website where valid certifications are displayed.

Finda does not possess direct authority to enter into lending contracts; instead, partnerships with respective financial institutions enable them to conduct loan assessments and contract agreements with customers. Excessive borrowing relative to repayment ability or credit card spending can lead to a drop in personal credit scores potentially resulting in financial transaction-related disadvantages. Failure to repay principal and interest before contract expiration can trigger an obligation to pay off the entire amount due.

Contact Finda Customer Service at [1533-6786 (Guide Number)]: Through the Finda app > More > 1:1 Chat Inquiry or [email protected]

Finda Review Code: 202407-9 (Validity until July 2025)