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When you want to know how to cover urgent expenses, consider using an emergency fund loan! Do you need funds right now but hesitate because emergency fund loans are new to you? For those individuals, an app called "Emergency Fund Loan - Unemployed, Non-face-to-face" has been launched! Check your credit score, learn about emergency fund loans and credit-related precautions. Meet it now :)

◈ What is an Emergency Fund Loan?
- We explain what an emergency fund loan is.

◈ Frequently Asked Questions
- We have prepared all the questions you may have before taking out an emergency fund loan! Even for those without credit cards or concerned that their credit score will decrease when using an emergency fund loan, you can check the app for information on when interest is withdrawn from emergency fund loans and whether early repayment is possible. If you have more questions or are curious about other details, check the app now!

◈ Checking Credit Scores
- For those who want to know their credit information before taking out an emergency fund loan, we have prepared an easy way to check your credit score. Find out how to check your credit score and what your score is. Check in the app!

◈ Precautions
- Did you know that you should be cautious not only about your credit score but also about delayed mobile phone installment payments? Mobile phone installment payment delays account for a considerable portion of the reasons for rejection of emergency fund loans. If you want to know more about such precautions, check out the app immediately!

Loan Limit: 1 million won to a maximum of 3 million won

Loan Period: Shortest 6 months, longest 12 months (Extension application required before loan maturity, extension possible in one-year increments depending on examination results)

Integrated Interest Rate Range: Annual minimum 3.08% - maximum 19.99%, maximum discount rate of 1%p applicable

Example of Loan Repayment Amount: When repaying a total loan amount of 3 million won at an annual interest rate of 7% over 12 months in a lump sum, total loan cost is 3,000,000 won (monthly payment of 17,500 won), repayment of principal 3,000,000 won at maturity

*May vary depending on individual loan products and repayment methods.

[Guidelines]
※ This app is intended for information purposes only.
※ This app is not a loan execution app.
※ This app does not represent the government or government agencies.
※ This app was created to provide quality information and does not assume any responsibility.