徽商银行手机银行 6.4.8

The Huishang Bank Personal Mobile Financial Portal adheres to an open, shared, intelligent, and interactive design concept, with account management at its core. It integrates multiple scenarios such as "spend, earn, borrow, payback," connecting various products and services across banks, accounts, and industries. The portal is committed to creating more intelligent and user-friendly products, delivering a more convenient and relaxed financial services experience for users.

1. Super Account: Elevates a customer's single card and account to a scenario-based, intelligent all-purpose account group. It enables unified management of accounts within the user's name from both the bank and other institutions, covering personal debit cards, credit cards, accounts from other banks, electronic accounts, and more.
2. Super Payment Terminal: Establishes an open mobile payment model within the banking system, reorganizing financial institutions, third-party payment providers, offline merchants, and mobile manufacturers. It creates a regional personal mobile payment hub supporting online and offline payments with both in-house and external bank cards. QR code payments are no longer limited by different merchants, payment providers, or clearinghouses, offering a unified mobile payment solution.
3. Super Security: Utilizes mobile phones as secure authentication tools without requiring additional devices, enabling the concept of "your phone is your Ukey." This system caters to users' daily transaction needs under 500,000 RMB, significantly enhancing transaction security when using mobile banking. The approach positions the bank as a leader in the industry.
4. Cloud Bank: Emphasizing personalized service experiences while providing a range of mobile financial products to users, the platform introduces cloud banking services. Through two methods—intelligent robot platforms and online financial specialist manual services—the portal offers three major categories of services: service-oriented, transaction-oriented, and sales-oriented, across five major channels including networks, WeChat, SMS, voice interaction, and remote simulated counters/terminals.