Финмолл кабинет клиента. 1.2.5

FİNМOLL offers a service of providing loans directly to clients' bank accounts across any banking institution.

These loans are available online without requiring proof of income or guarantors. The process is transparent, with no hidden interest rates or fees, ensuring confidentiality and security. Funds are transferred online to your bank account and can also be received via a payment system.

The primary eligibility criteria for applicants include:

• Russian citizenship;
• Age over 21 years;
• Permanent registration within one of the Russian Federation subjects.

Applicants may be pensioners, students, young mothers, or individuals with a steady income. There is no need to gather extensive documentation or prove financial stability to submit an application.

The mobile application provides functionalities such as:

• Submitting loan applications;
• Receiving consultations from financial representatives;
• Making early repayments;
• Conveniently repaying active loans;
• Accessing information on outstanding balances, payments made, and payment schedules.

The loan amounts range from 20,000 to 100,000 rubles, with a repayment period of up to 364 days. The minimum annual interest rate is 190%, while the maximum is 196%.

The total repayment amount is calculated using the formula:

• Total amount to repay = Loan amount + Overpayment, where Overpayment = Loan amount * Loan period * (Interest rate / 100)

No additional fees are charged beyond this calculation.

For example, a loan of 25,000 rubles over 364 days has an interest rate of approximately 0.56% per day, resulting in a total cost of approximately 34,194.09 rubles in interest. The Annual Percentage Rate (APR) for this credit is approximately 206%.

Repayments are scheduled weekly every seven days:

• Installments: 1,140 rubles each
• Final installment: 954.63 rubles

The total repayment sum amounts to approximately 59,094.63 rubles.

No penalty fees are imposed for late payments or missed installments as per the repayment schedule.

"FINMOLL" is recognized as a market leader in microfinance within Russia. It is the largest and fastest-growing company specializing in providing microloans of up to 100,000 rubles to individuals. The company LLC MCC "FINMOLL" is registered at: 630112 Novosibirsk, Frunze Street, Building 242, Room 406. It has been included in the state register of microfinance organizations since August 19, 2014, under number 651403550005541. Official website: www.finmoll.ru

Certificate available at: https://finmoll.ru/about#certificate

Company documentation can be accessed at: https://finmoll.ru/documents