JB우리캐피탈

Experience the same JB Woori Capital financial services you manage on the website, now conveniently on your mobile.

• Access and manage your JB Woori Capital Direct transactions on mobile for added convenience.

• Find personalized loan products easily through the simple and convenient custom product search feature.
• View your financial transactions and customer service on your mobile device all year round. Utilize additional loan services promptly in connection with JB Direct.

• Utilize convenient and diverse authentication methods for login and fast online banking services.
• Enjoy detailed and simplified vehicle management services on your mobile.

Provided Services:

• Financial Product Introductions:
  • Automobile Finance
  • Personal Finance
  • Real Estate Finance
  • Business Finance
• Online Banking:
  • Loan management
  • Payment management
  • Vehicle management (Mobile Only)
  • Document Issuance
• Customer Service:
  • Consumer Protection
  • Customer Consultation & Inquiries
  • Branch Locator
  • Certificate Management

* Some products and services may be limited based on internal criteria.

Login Permissions:

* Essential Permissions:- Phone: Enabling consultation requests and connections - QUERY_ALL_PACKAGES: Detecting and blocking malicious apps - Storage: Storing shared certificates and accessing security media - SMS: Sending self-authentication messages * Optional Permissions: - Notification Services (PUSH): Providing notifications for information, benefits, events, etc. - Camera: Capturing ID cards - Photo Library: Uploading images (Granting optional permissions is not required for app usage; however, some functions may be restricted.)

* Loan Information:

• - Loan Repayment Period: 12 to 60 months - Annual Interest Rate: 12% to 19.9% (Rates vary based on customer credit scores, etc.) - Delayed Payment Rate: Agreed interest rate + Up to 3% (Within legal highest rates limit) - Early Repayment Fee: Maximum 2.0% * In cases of exceeding the legal maximum interest rate under the money lending business law, early repayment fees are exempted after over 3 years of transactions. - Handling Fee: None - Transfer Tax: Incurred when loan applications exceed 50 million won (50% of the amount specified in the Transfer Tax Law). Loan Cost Representative Example: - Loan Repayment Period: 36 months - Loan Amount: 10,000,000 KRW (10 million won) - Loan Interest Rate: 12% * Monthly Payment Amount: 332,143 KRW Loan Principal: 10,000,000 KRW / Loan Interest: 1,957,152 KRW Total Repayment Amount: 11,957,152 KRW