Cuadra - Préstamos digitales 1.3.17

Cuadra offers digital loans of up to Q3,000, providing a secure and user-friendly experience directly from your mobile device.

Benefits of Downloading Cuadra:

• Easy and secure loans
• Approval within 24 hours
• Customer support available seven days a week
• Funds can be disbursed to your bank account or selected ATMs
• Ethical collection practices in place
• Increased loan limits for timely payments

Steps to Receive Your Loan:

1. Download the app on your mobile device.
2. Create an account by filling in your personal information.
3. With your pre-approved limit, request your loan through the app.
4. Receive and withdraw your funds.
5. Make timely payments to increase your limit up to Q4,000.

How to Repay Your Loan:

1. You can make payments via electronic transfer or cash deposit into accounts under Cuadra Technologies, S. A.
2. You will need to upload the payment receipt in the app for documentation purposes.
3. Timely repayment increases your credit limit for future loans.

Requirements to Apply:

• You must be a resident citizen of Guatemala.
• You must be at least 18 years old.
• Your DPI must be active.
• A valid mobile phone number is required.

Important Information About Our Loans:

Cuadra allows you to configure your loan by selecting both the amount and repayment term through a straightforward process. It is crucial to review all terms and conditions thoroughly before engaging in any loan transaction.

Details of Cuadra Loan:

• Loan limits range from GTQ300 to GTQ4,000.
• Fixed interest rates between 13.39% and 53.57% plus VAT.
• The APR (Annual Percentage Rate) ranges from 90% to 365%, inclusive of interest and all associated costs.
• Various payment terms are available depending on the approved loan amount.
• Your limit can increase to GTQ4,000 with punctual payments.
• The maximum payment period is 120 days.
• The minimum payment period is also 120 days.
• You may pay off your loan early without any additional fees.

Example Fees:

• For a loan of GTQ1,000 with a repayment term of 120 days:
• • Total interest: GTQ535.71 (53.57%)
  • VAT of GTQ64.29 results in a total payment of GTQ1,600.
  • APR of 162.94% applicable.
  • The maximum payment period is 120 days.*
  • The minimum payment period is also 120 days.*

  *It is essential to monitor your repayment capacity; generally, it should not exceed 35% of your periodic income as the costs for non-payment can be substantial.

Privacy Policy:

Upon downloading Cuadra, you will be asked for permissions that may allow us access to your information aimed at enhancing your security and app experience. Your data will be handled with the highest security standards and confidentiality, and will not be shared with third parties. You can access our privacy policy at the following link: https://www.cuadra.la/politicas-de-privacidad.

Contact Us:

If you have any further inquiries, please visit our website at www.cuadra.la or reach out via WhatsApp at +502 2300 2660 or email us at [email protected].