SHIN理想記帳 1.17

Shin Li, a YouTuber and personal finance educator without a background in finance or wealth, has successfully gathered insights into personal investment and savings through self-directed learning. By the age of 25, he managed to accumulate his first significant savings and has since transformed his extensive knowledge into video content on YouTube, garnering over 300,000 subscribers and 40 million views.

In collaboration with CMoney, a leading financial information company in Taiwan, Shin Li has developed an innovative product titled "Shin Ideal Accounting," which incorporates his unique methods of budgeting and financial planning.

Features Overview

• Exclusive Proportional Budgeting Method: This method divides monthly income into three categories—"Living," "Investing," and "Saving"—using proportional allocation. Users can continuously monitor the status of each account and transfer funds between them as necessary, enabling preemptive cash flow management that supports stable wealth accumulation.
• Desire/Need Reports: A distinguished feature in daily accounting includes the "Desire/Need" labels, prompting users to reflect on their spending motives. This allows for a periodic review of expenditure details through reports, promoting smart consumer behavior.

• Expense Analysis: Comprehensive monthly expenditure summaries enable users to pinpoint financial leaks effectively.
• Cloud Data Synchronization: Seamless data backup during device changes ensures complete security and recovery of crucial information.
• Financial Reporting: Detailed and visually engaging reports provide real-time insights into income and expenditure situations.
• Custom Icon Categories: Users have the flexibility to personalize category icons with a variety of appealing options.
• Accounting Reminders: Customizable reminders can be set for daily tasks, ensuring consistent tracking without the worry of forgetfulness.

The aim of Shin Li’s straightforward yet effective accounting method is to cultivate positive financial habits while guiding users in visualizing wealth accumulation across three main accounts. By helping individuals evaluate each cash flow's significance and providing timely updates on banking offers, Shin Li promotes a culture of informed spending under the mantra of “Smart Spending, Easy Financial Management, Ideal Accounting.”