NH농협캐피탈 1.3.6

Existing customers using NH Nonghyup Capital as well as new customers seeking consultation can now utilize the NH Nonghyup Capital mobile app! Through simple registration and login, users can easily keep track of repayment dates, balance management, and check their contract status at a glance.

• Main Services:

• Personal Credit Loans: Direct financial products that allow for easy and quick limit and interest rate confirmation without affecting personal credit scores. Enjoy stable money plans with equal principal and interest repayments.
• Auto Financing (New Cars/Leasing/Long-Term Rentals): Conveniently access all financial services such as installment plans, loans, auto leases, and long-term rentals necessary for purchasing passenger vehicles.
• Industrial Equipment Finance: Offering low-interest rates and generous limits when purchasing construction machinery and cargo vehicles.
• Stock Loans: Loan products for successful stock investing by providing funds for stock purchases.
• Housing Finance: Obtain business funds at low rates with ample limits using an apartment as collateral. Also available are funds for tenant move-ins or refinancing required for rental apartments.

• Product Information:

• - Loan Interest Rates: 7.9% to 19.9% per annum
• - Late Payment Fee: Agreed rate + 3% (within legal maximum rate)
• - Additional Costs: Early repayment fee (0-2.0%)
• - Repayment Period: From 12 months up to a maximum of 84 months
• - Interest Payment Cycle: Monthly

• * Different detailed criteria may apply per product

• Service Usage Guidelines:

• - Service is not available on devices with rooted or tampered operating systems.
• - Data charges may apply for LTE/5G users if exceeding capacity under a fixed-rate plan.

• App Permissions Information:

• - Required Permissions:

• 1. Phone: Used to distinguish users.
• 2. Storage: Used to store common certificates.
• 3. Push Notifications: Used for announcements and alerts.
• 4. Biometric Information: Used for login purposes.

• - Optional Permissions:
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• 1. Camera: Used when taking photos of identification documents or submissions.
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• * Even if you do not agree to optional permissions, you can still use the service, but some functions may be restricted.
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• (You can manage this under Settings > Applications > NH Nonghyup Capital > Permission Menu.)