DW BANK (동원제일저축은행) 1.2.9

DW BANK (동원제일저축은행) 1.2.9

DONGWONJEILSB  ❘ Freeware
Android
Latest Version
1.2.9
Safe to install

Review of Dongwon Bank Loan Products:

  • Dongwon Safe Loan
    • Product Name: Dongwon Safe Loan
    • Eligibility: Employees, business owners, freelancers, aged 19 or above with provable income and a NICE personal credit score of 515 points or higher
    • Loan Amount: KRW 1,000,000 to KRW 30,000,000
    • Loan Term: Minimum 24 months to maximum 60 months (selectable annually)
    • Repayment Methods: Equal principal and interest installment repayment per month, equal principal installment repayment per month
    • Interest Application Time: Monthly specified payment date and loan maturity date
    • Loan Interest Rate: Annual 13.94% to 19.90%, with interest collected monthly in arrears
    • Default Interest Rate: Loan interest rate +3% (up to 20%)
    • Loan Interest Rate Application: Fixed rate (applied at the time of loan execution for the agreed period)
    • Documentation Required: ID, income verification documents, other necessary documents for loan assessment (additional documents may be required)
    • Additional Costs: None
    • Early Repayment Charges: Annual 1.9%, varies based on remaining days and capped at an annual rate of 20.0%
  • Online Happy Loan
    • Product Name: Online Happy Loan
    • Eligibility: Employees with an annual income of up to KRW 45,000,000 and working for more than 3 months with CSS personal credit score in the lowest 20/100 range among multiple companies
    • Loan Amount: Up to KRW 15,000,000
    • Loan Term: 3 years or 5 years
    • Repayment Method: Equal principal installment repayment
    • Interest Collection Time: Monthly specified payment date and loan maturity date
    • Loan Interest Rate: Annual 7.39% to 8.09% (as of February 2022)
    • Default Interest Rate: Loan interest rate +3% (not exceeding the legal maximum of annual late interest rate of 20.0%)
    • Loan Interest Rate Application: Adjustable rate (if benchmark rate changes during the loan agreement period, the loan rate changes accordingly)
    • Documentation Required: ID, employment certificate, income verification documents, resident registration copy, bank statement, among others (additional documents may be needed for loan assessment)
    • Additional Costs: Credit Guarantee Foundation guarantee fee: Annual 2% of the loan amount (0.1% reduction upon completing financial education or credit and debt management consulting)
  • Miscellaneous:

      • - Before signing a contract, please review the product description and terms.

      • - You have the right to receive sufficient information about the product before making a transaction and are encouraged to transact only after understanding the details.

      • - Loan approval is subject to bank assessment standards and customer creditworthiness based on information provided by you; ensure all details are accurate.

      • - Loans may be restricted if there are disqualifying factors in your credit rating or personal credit score under our loan regulations.

      • - Providing inaccurate information may result in loan disapproval.

      • - The interest rate and fees must not go beyond the legal maximum limit.

      • - Delayed repayment may incur late payment interest; you could face financial loss due to offsetting deposits or other legal actions.

      • - After loan maturity, failure to repay may lead to interest payments on outstanding balances and negative credit recording.

        - Failure to meet repayment obligations could result in immediate repayment prior to contract expiration.

        - Excessive borrowing can negatively impact your personal credit score.

        - Lower personal credit scores might lead to restricted financial transactions or disadvantages.

        Please refer to our loan product description or contact us at 1544-8811 for further information.

        [Collection of Customer Data (Sensitive Information)]

        - Items for investigation into disorderly credit behavior (prevention of voice phishing targeting DW Bank App customers through malicious App detection): Malicious App detection information, diagnostic information on detected malicious Apps.

        - Access permission verification for the prevention of financial fraud through remote control apps.


Overview

DW BANK (동원제일저축은행) is a Freeware software in the category Business developed by DONGWONJEILSB.

The latest version of DW BANK (동원제일저축은행) is 1.2.9, released on 04/28/2025. It was initially added to our database on 07/20/2024.

DW BANK (동원제일저축은행) runs on the following operating systems: Android.

DW BANK (동원제일저축은행) has not been rated by our users yet.

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