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Hankook Capital Mobile App Guide

Conveniently access a variety of services provided by Hankook Capital's website (www.hankookcapital.co.kr) through your smartphone.

New loans available without membership registration! After identity verification, you can easily check your loan limit and interest rate by entering simple information. Loan applications can be made through the mobile app.

Existing customers in need of additional loans can easily check loan eligibility and loan amounts through the mobile app, and same-day applications and transfers are possible via the mobile app. (Note: Transfers are only available during business hours from 9:00 AM to 6:00 PM)

Conveniently check account information, transaction history, upcoming payments, repayment schedules, and more through the mobile app.

Experience Hankook Capital's unique customer services and easy product applications.

Key Offered Services:

• Product Information
  • Auto Loans: Auto Collateral Products
  • Home (APT) Loans: Unsecured, Preferential Interest Rate Business Products
  • Personal Loans: Employee Products, Business Owner Products, Unemployed Products, etc.
• Product Details
  • Loan Interest Rate: 5.13% - 24% per annum (Rates and limits vary based on product and evaluation criteria)
  • Default Interest Rate: Agreement rate + 3% (Within legal maximum interest rate)
  • Additional Costs: Prepayment penalty (within 2.5%), Transfer of claim ownership tax 50% (costs such as canceling expenses, bond discounts, confirmation documents, address changes are borne by customers)
  • Repayment Period: Minimum 12 months - Maximum 72 months
  • Interest Payment Frequency: Monthly
• Loan Center: New loan application, additional loan application, loan eligibility, electronic application/agreement form
• Cyber Branch: Account overview, detailed account information, transaction history, upcoming payments, full repayment schedule, loan repayment details, repayment schedule overview, customer information management, interest rate reduction request
• Customer Center: ARS service, loan calculator, advisor/agent/partner search, terms and conditions, complaints submission, public disclosure of loan recruiter commission rates, announcements
• Certified Authentication Center: Retrieve certificate, export certificate, manage certificates and register certificates of other institutions

Privacy Policy:
Link to Privacy Policy

Usage Guide:

To utilize transaction services such as new (additional) loan applications and account information queries, a digital certificate is required. You can bring your stored digital certificate from a PC to your smartphone for use.

Note when Using:

When using the service via mobile network (3G/LTE), additional charges may apply depending on your data plan. Please be cautious.

For any other service-related inquiries and assistance, please contact Customer Center -> ARS service.

App Permissions Information:

• Essential Access Permissions:
• - Storage: Save digital certificate files
  - Phone: Connect calls and perform personal verification