핀다 - 1분만에 70개 금융사 대출 비교! 3.24.0

🏆 Compare over 300 products from more than 70 domestic financial institutions in just 1 minute!
🧧 Find lower interest rates and higher limits by comparing the largest number of domestic financial institutions, including major banks!
🏠 Switching between government-supported credit loans, home equity loans, and monthly rent loans is all possible with PINda.

🔄 Credit loans, home equity loans, and rent deposit switching are all available with PINda!

- Easily utilize government-supported loan switching services through PINda.
- Home equity loan products from Jeonbuk Bank can only be viewed on PINda.
- It enables comparison of products from commercial banks like Woori Bank all at once.
- Compare loans based on criteria such as interest rates, limits, and repayment schedules.
- Manage your loan until the end with tools like an interest calculator and repayment alerts.

📝 Real numbers reflecting PINda's loan refinancing:

- Users who refinanced their loans with PINda lowered their average interest rates by 3.95%.
- Users who refinanced with PINda increased their average limit by ₩11.7 million.
- Some customers managed to reduce their loan interest rates by as much as 15.34%.
- While others had their loan limits raised up to ₩351.33 million.
* Data analysis period: 2023.01.01 - 2023.12.31

💵 Convenient and quick loan condition comparison:

- Compare and apply for various loans from credit to apartment subordinated loans without affecting your credit score.
- Quickly find loans that offer fast disbursement in case of urgent money needs.
- Use various loan calculators such as loan interest calculators, year-end settlement calculators, loan switching calculators, rent calculators, deposit calculators, and savings calculators to find the best terms available.

👨‍🎓 Smart personalized loan management without the worry of delinquency:

- Connect your MyData for easy management of your existing loans through PINda.
- Don't worry about missing payments; PINda informs you in advance when and how much to pay.
- Easily determine which loan to repay first when extra funds become available.

👮‍♂️ Safeguarding precious personal information:

- Say goodbye to spam calls! Block calls soliciting loans with just one click on PINda.
- Transmit your contacts to financial institutions during loan comparisons using secure numbers.
- PINda requests only essential permissions for loan management.

👨‍🏫 Actual loan amounts approved for users closely match desired amounts:

- Analysis of approved loan user patterns:
Average desired loan amount entered: ₩26.31 million, actual executed loan amount: ₩26.30 million
Average annual income: ₩45.68 million, average existing loans: 3, average credit score: 709
Thin filers (freelancers, housewives) represent 12.8% of loan executions along with employed individuals
Users who were previously rejected elsewhere find best-fit loan products on PINda
*Data analysis period: Jan '23 - Aug '23; Sample: 406 users who reported approval only on PINda app
For complete user testimonials on successful loan applications and more details on PINda operations, kindly refer to the app's news section.