애큐온저축은행 모바일뱅킹 2.0.65

The easy and quick Accuon Savings Bank mobile app enhances user experience through various features.

• Revamped Main Screen: The home screen has been redesigned to offer personalized products and benefits tailored to each customer. Users can set quick menu items according to their preferences, simplifying transfers and remittances with designated accounts.
• User-Friendly Design: Navigation has been made easier with the organization of key menu items ("Home/My/Products/Benefits") at the bottom of the screen. Instead of lengthy explanations, characters Shumongi and Dream Kong help simplify the interface.
• Enhanced Lifestyle Benefits: Collaborations with lifestyle service providers offer a variety of discount coupons.
• Membership Benefits: Accuon Membership Plus members enjoy various perks, including personality tests (MATI & PATI) and free participation in events, games, and fortune-telling services.
• Accessible Banking Features: The service includes large font banking options for both younger users and seniors, with simplified registration processes and easy navigation through instructional videos.
• Comprehensive Open Banking: Users can manage all their financial transactions and assets seamlessly within the app.
• Diverse Authentication Methods: The app supports multiple certification methods catering to customer convenience, improving transaction speed with simple six-digit passwords.
• Streamlined Membership Registration: With a mobile phone registered in the user's name, account opening and loan applications are straightforward. Biometric options facilitate quick logins.
• Automated Loans Available 365 Days: Users can check their credit limits through mobile authentication without affecting their credit score. Loans can be processed seamlessly from application to remittance without in-person visits or documentation.
• Customer Service Availability: The representative hotline operates on weekdays from 09:00 to 17:30, alongside a 24/365 visible ARS for enhanced service accessibility.

The products available include:

• Money Saving Account:
  • Target Audience: Individuals owning an Accuon Mobile Free Deposit account.
  • Deposit Range: From 10,000 to 2,000,000 KRW, with fixed challenge amounts that cannot be altered and a maximum combined deposit of up to 10,000,000 KRW.
  • Interest Rates: Base interest rates ranging from 2.0% to 5.0%, subject to meeting specific preferential conditions upon successful challenges.
• <strongPlus Circular Time Deposit:
  • Target Audience: Individuals, sole proprietors, corporations.
  • Deposit Amount: A minimum of 1,000,000 KRW is required for enrollment.

Please note that all deposits are protected up to 50 million KRW per person under the Depositor Protection Act. It is advised to review product brochures and terms prior to contract signing. Users are entitled to adequate pre-contract explanations about products before engaging in transactions.

The Accuon Savings Bank mobile banking service does require permissions for certain functionalities to enhance user experience; however, use of the app is still possible without granting permissions for optional features.

This review is valid as per compliance regulations dated June 10, 2024, until June 9, 2025.