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Finding information on loans no longer requires extensive searching; instead, you can compare and receive tailored suggestions.

Loan Information Platform - Sonda

Sonda is a loan information platform that provides an app service without engaging directly in loan distribution or brokerage. Only companies licensed by the Korea Credit Finance Association and local government authorities can register with Sonda. The companies matched through Sonda provide information that is not guaranteed for reliability, and any actions taken based on this information are done at the user's own risk. It is important to note that excessive debt can lead to significant financial distress. Please be aware that requesting or receiving brokerage fees is illegal, and obtaining a loan may impact your credit rating negatively.

Interest Rates and Repayment Information

• Interest rates capped at 20% per annum.
• Late payment interest rates capped at 20% per annum (applicable only to contracts signed, renewed, or extended after July 7, 2021).
• No handling fees, early repayment fees, or additional costs.
• Repayment terms ranging from 12 to 60 months.

For example, if you take out a loan of 1,000,000 KRW for a period of 12 months at a maximum interest rate of 20%, the total repayment amount would be 1,111,614 KRW using equal principal and interest repayment method. Note that total repayment amounts may vary based on loan products and repayment methods. There are no early repayment fees or conditions associated with early settlement of debt.