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Baropay is an innovative payment solution that allows merchants to receive payments directly through smartphones, eliminating the need for traditional card readers or terminals. Utilizing the VAN system, Baropay offers secure, rapid, and cost-efficient card payment processing by deducting only the legal minimum transaction fees. Payments are deposited into registered business accounts within two business days.

Key features of Baropay include:

• No need for additional card readers or terminals: Transactions can be completed using just a smartphone with the Baropay application, enabling merchants to accept payments anytime and anywhere without extra devices.
• Versatility in payment methods: It supports both QR code transfers and card payments, accommodating various transaction types whether in-person or remote.
• Remote and in-person transactions: Merchants can process payments through manual card number entries or SMS messages, allowing for seamless interactions with customers at a distance.
• Quick payment processing: Card transactions are integrated with major platforms such as Samsung Pay and Apple Pay, allowing quick payments using camera recognition techniques or manual entry.
• Multi-payment acceptance: Customers may use credit cards, debit cards, mobile wallets, QR codes, and more; all payment options are accepted.
• Affordable fees and rapid deposits: Baropay utilizes direct transaction methods with minimal charges (0.25% for debit and 0.5% for credit cards) while ensuring deposits occur within two business days.
• Easy receipt management: Merchants can send receipts directly through the app via image transfer or email, simplifying record-keeping.
• Comprehensive transaction management: Users can manage their transactions via app or PC, including cancellations and the issuance of cash receipts and electronic invoices.
• Employee registration feature: Multiple salespeople can register and use the app linked to individual phone numbers for efficient cash collection processes.
• No association fees or hidden costs: Baropay eliminates initial set-up costs, providing a free download option along with minimal transaction fees.
• Support for various payment systems: Baropay facilitates payments using Zero Pay and local mobile gift cards without incurring additional service fees.

The application is especially tailored for small business owners, promoting considerable savings on devices, monthly fees, and guarantees. Key advantages include:

1. Reduction of device purchase costs and monthly management fees.
2. The application of only legally mandated minimum card fees.
3. A faster deposit cycle within two business days.
4. The ability to accept all domestic-issued cards across all payment types.
5. Support for both in-person and remote payments.
6. Simplicity in receiving funds through bank transfers.

Designated access permissions are required to fully utilize all Baropay services. Mandatory permissions include:

• Access to photos and videos for document submission during registration.
• Notification access for important updates and remote payment notifications.
• Contact access for sending remote payment URLs.
• Camera access for capturing credit card images during transactions.

Optional permissions like phone access facilitate customer service calls without hindering service usage if declined. For more assistance regarding any issues or inquiries, users may contact:

• Website: http://www.baropay.biz
• Email: [email protected]
• Customer Service: 1800-1560
• Privacy Policy: http://baropay.biz/shop_info/privacy.htm