기금e든든 1.0.17

The Ministry of Land, Infrastructure and Transport is operating loan products for low-income individuals without homes using the Housing City Fund, including purchase funds and rental deposit loans. The Korea Housing and Urban Guarantee Corporation produces and distributes a mobile application to facilitate loan applications for customers in need of Housing City Fund loans.

󰊳 App Features

- Check information on each loan product (eligible applicants, interest rates, limits, and terms)
- Apply for a loan
- Electronically collect loan documents (consent to provide personal and financial information)
- View loan application progress status
- Appeal in case of loan disqualification

󰊴 Products Available for Application Through the App

- Home Purchase Stepping Stone Loan
- Eligibility: Household with combined annual income below 60 million KRW (for first-time homebuyers, households with two or more children, or newlyweds, the income limit is 70 million KRW), net asset value of less than 371 million KRW, and householder without a home
- Interest Rate: 2.0%~3.15% per year
- Limit: Up to 240 million KRW
- Term: 10 years, 15 years, 20 years, 30 years

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󰊵 Operator of the App

- Korea Housing and Urban Guarantee Corporation, dedicated operator of the Housing City Fund.

- Mandatory Permissions:
1. Phone: Used for device identification.
2. Camera: Used for copying QR codes on common authentication certificates.
3. Photos and Videos: Used to register document images.
4. QUERY_ALL_PACKAGES: Uses this permission to search all apps installed on the smartphone to detect and block malicious code.