Деньга: займы на карту онлайн 1.6.1

Деньга offers online short-term loans credited directly to bank cards with a maximum limit of 200,000 rubles for repayment periods up to 730 days. The associated mobile application provides users with a streamlined platform to manage their finances conveniently:

• Apply for a loan online with urgency;
• Make partial or full repayments of existing loans;
• Receive up-to-date information on promotional offers;
• Manage active loans and monitor repayment deadlines;
• Locate the nearest office of the microfinance organization Деньга.

By installing the Деньга app, users can access online card loans at any time, enhancing flexibility and control over their borrowing experience.

Microloans from Деньга feature an annual percentage rate (APR) ranging from 40.15% to 208.05%. Loan durations start at 61 days and can extend up to 730 days, with loan amounts varying between 5,000 and 200,000 rubles.

To obtain a microloan on your card, current clients need only log in with their credentials before applying. New applicants are required to register by providing personal information, including a passport of the Russian Federation and a SNILS number, which typically takes no more than seven minutes. The platform emphasizes data security and enforces identity confirmation via telephone verification.

An illustrative example: a loan amounting to 10,000 rubles over 110 days with a daily interest rate of 0.37% results in approximately 37 rubles interest daily or an average of 1,110 rubles monthly. Over the course of 110 days, the total interest accrued would be around 4,070 rubles, culminating in a total repayment amount of approximately 14,070 rubles. The effective annual cost (APR) for this loan is approximately 133.82%. Additional fees are not charged.

In case of delayed repayment, a penalty of 0.05% per day applies to the outstanding principal, capped at 20% of the overdue amount.

Legal entities operating under ООО "МФК "ЮПИТЕР 6", with registration number 2110178000979 dated December 28, 2011 (INN: 7840460408/OGRN: 1117847472973), provide these services. Comprehensive official information and contact details are available on their website at https://denga.ru/.