OhPréstamo

OhPréstamo presents an innovative solution for obtaining personal loans in Mexico, providing a streamlined process that allows users to request funds quickly and efficiently through its mobile application. The app facilitates the loan application process in just a few steps, making it accessible for those who may face barriers with traditional credit evaluation systems.

The highlights of OhPréstamo include:

• No requirement for co-signers or advance payments.
• Recognition of good credit history.
• Ability to apply from any location in Mexico.
• Flexibility in using the funds for any purpose.
• 24/7 availability for applications.
• Loan amounts ranging from $300 to $20,000 MXN.
• Increased borrowing limits and extended terms for returning customers.

Requirements:

• Must be 18 years or older with a valid government-issued ID (INE).
• Must possess a personal bank account or SPIN account.

How to Apply for a Loan in Three Simple Steps:

1. Download the OhPréstamo app.
2. Complete the loan application within the app.
3. Upon approval, funds will be deposited into your bank account.

Payment Options:

OhPréstamo offers several convenient payment methods, allowing borrowers to choose the option that best suits their needs:

• SPEI Electronic Transfer: Easily perform electronic transfers from your online banking or mobile banking app without having to leave home.
• SPIN Transfer: Make cash deposits at OXXO stores into your SPIN account for easy fund management.

Loan Details:

• Loan amounts: from $300 to $20,000 pesos;
• Daily interest rate is 0.1% (maximum annual percentage rate of 33%);
• VAT at 16%;
• Commission ranges between 5% and 10%, varying based on credit score;
• Loan terms: from 90 to 120 days.

For instance, a loan of $3,000 pesos payable in 90 days would incur:

• Interest: $3,000 * 0.1% * 90 = $270 pesos
• Commission: $150 pesos
• VAT: ($150 + $270) * 16% = $67.2 pesos

Total amount payable would thus be approximately $3,487.20 pesos.

No Hidden Fees:

The platform ensures transparency by providing clear summaries and details prior to loan acceptance.

Your Data is Always Protected:

Your privacy is our top priority. OhPréstamo collects personal data in an encrypted manner and only with your explicit consent. We do not share your information with third parties. For details on our privacy policy, please visit our official page at Privacy Policy. Feel free to contact us with any questions regarding this policy.

The development of OhPréstamo aims to alleviate the difficulties often faced by individuals requiring financial assistance, whether from friends or traditional banks, by offering a fully online solution that simplifies the borrowing experience without cumbersome paperwork.

Contact Information:

• Phone number: +52 4425813322
• Email: [email protected]
• WhatsApp: +52 4425813322
• Working hours: Monday to Friday: 9:00-18:30; Saturday and Sunday: 9:00-14:30

OhPréstamo: Do not let financial constraints limit your life.