MAKE by KBank แอปจัดการเงิน 3.4.7

As a comprehensive financial management application, MAKE by KBank integrates various functions into a single platform, offering users the ability to handle their finances with greater efficiency. The application allows the creation of multiple sub-wallets within one account without restrictions, facilitating organized money management.

The high-yield savings feature offers an annual interest rate of 1.5% on the first 500,000 Baht and 0.45% on any amount exceeding that threshold. Interest accrues daily, and users can sign up without needing a KBank account, providing greater accessibility.

MAKE supports all essential banking transactions, including deposits, withdrawals, transfers, bill payments, top-ups, QR code payments, and PromptPay linking, prioritizing convenience and ease of use.

The core feature, Cloud Pocket, enables users to set financial goals with customizable options such as naming, image attachments, locking capabilities, and inviting friends to join savings efforts. Four distinct types of Cloud Pockets are available to suit varied financial strategies:

• Classic Cloud Pocket: Suitable for budgeting daily, weekly, or monthly expenses or planning expenditure.
• Wishlist Cloud Pocket: Calculates the necessary monthly savings automatically based on the target, with options to add images and messages within a polaroid frame as motivation when goals are met.
• Saving Cloud Pocket: Tracks continuous saving streaks across days, weeks, or months. Includes features such as hidden balances and a fun Stamp Collection to enhance engagement.
• Credit Card Cloud Pocket: Helps monitor credit card expenses and prepares funds for bill payments. The app provides reminders for adding expenses and timely payments.

Additional tools enhance money management:

• Expense Summary: Provides an overview of income and expenditure on a monthly basis.
• Custom Categories: Users can create up to nine personalized categories for expense tracking.
• Cloud Chat: Allows viewing transaction history in a chat format with the ability to attach images and notes, supporting unlimited historical data retention.

The application enables comprehensive financial management through simple registration processes—either via identity verification through the K PLUS app or at a KBank ATM using an ID card for those without a KBank account. MAKE by KBank aims to make money management accessible and straightforward for users seeking an organized approach to their finances.